"Introduction to precious metals" six gold investment ways to make you wayward

"Introduction to precious metals" six gold investment ways to make you wayward

"Introduction to precious metals" six gold investment ways to make you wayward

Gold Investment This has been particularly interesting in recent years, but for gold investment there are many ways to invest in gold, and when you are not investing in gold, every way is well known, then the first gold will reveal the six ways you can invest in gold.

Way one: Gold funds choose the purest breed

Gold funds mainly have two models, one is the gold investment as the theme of qdii funds, a kind of gold ETFs and linked funds. The figures show that the gold funds have yielded 18.5% per cent of their yield this year, a considerable amount. Wen | Jinlonghai (zl511045)

There are 4 public offering gold qdii products. January 2011, Sino Analytica Fund issued the industry's first gold qdii fund-Connaught Security Ball Fund, after the Ka Real Gold Fund, the golden theme, Huiyuan Gold and precious metals fund successively issued.

and gold ETF products have easy to gold ETF, Gold ETF, Cathay Gold ETF, Huaan Gold ETF, in addition to Huaan also has 1 Huaan Gold ETF link fund.

Way two: gold bars + gold ornaments and other physical gold want to be discounted

The bank buys the gold bar, the ornament shop buys the golden ornaments is the ordinary common people most familiar gold investment way. This kind of investment way is not strong, and there are certain delivery, inspection costs, as well as storage, transportation costs. First of all, it should be clear that gold jewellery has a relatively small space for appreciation. From a purely investment perspective, gold jewellery is not a suitable investment tool. Wen | Jinlonghai (zl511045)

Relatively speaking, gold bars, gold coins and so more suitable for investment, at present, ICBC, ABC, CMB and other banks have gold bars and other services. It is worth noting that most banks now offer physical gold repurchase services to meet the diversified needs of investors. Compared with commemorative gold bars, investment-type gold bars have a lower premium and more liquidity.

Method Three: Gold accumulation business is more suitable for investment

Huang Jinding is also called gold accumulation, similar to the bank deposit installment, that is, monthly fixed funds, according to the Shanghai Gold Exchange AU9999 close to buy gold. When the contract expires, the customer accumulated gold grams can be converted into cash according to gold price, or the corresponding grams of gold bars, gold jewelry. At present, many banks have Huang Jinding investment business.

Investors should pay attention to the problem of investment threshold and rate.

First, look at the fees, such as ICBC's gold fixed "accumulation of gold" business purchase of the transaction fee is up to 0.5% of the amount of transactions, investors in the choice of cash redemption, redemption fees up to 1%. Investors should pay attention to the cost of handling fees.

Second, to look at the frequency, some bank investors can choose to be quarterly, monthly, weekly or daily fixed, but also in accordance with the weight or the amount of investment, the start of a weight of 1 grams or the amount of 100 yuan.

Third, see the corresponding gold price. For example, most of the bank's gold is quoted at the AU9999 price of Shanghai Gold Exchange, while ABC's offer is the price of the standard precious metal, the "treasure handed down by ABC". Wen | Jinlonghai (zl511045)

Way four: Gold futures can be traded in two directions

As with other futures trading, gold futures is also the use of margin system and t+0 two-way trading, is a certain price, at a specified time delivery contract, the contract has a certain standard. According to a financial planner of a commercial bank, because of the leveraged role of futures, need to pay extra attention to risk, it is best to invest more than 20% of the total amount of money each time.

It should be pointed out that the risk of gold futures is relatively large, suitable for professional investors, require investors have strong risk control ability, ordinary investors should not blindly participate.

Spot gold

Way five: Gold financial products pay attention to the direction

Channelled through bank's gold wealth management product layout Gold is also a channel. At present, many banks to introduce a structured banking products linked to the trend of gold prices, both see more and see empty, the term is different, now a lot of funds, brokers and other special households have similar products to sell, it is worth attention.

In addition, investors choose this kind of financial products, before the purchase of the gold price of the future trend of the general judgment. If you are not sure, don't rush to buy, do not advise investors to buy overly complex gold structured financial products. Wen | Jinlonghai (zl511045)

Way Six: Paper gold low suction high throw profit fluctuation

The so-called Paper gold, is a personal voucher type of gold, investors by bank quotes on the book to buy and sell virtual gold, investors trading records only in the individual pre-opened "Golden Passbook account" reflected in the actual withdrawal and delivery, investors through the grasp of the international gold trend of low suction high, to earn gold price fluctuations.

However, often "paper gold" needs a higher handling fee, relatively speaking, the cost is higher than the Gold Fund.

Gold investment in roughly the way of the above six, each gold investment method suitable for the crowd of different, in the choice of gold investment method, please choose carefully. Investment Instructor: Jinlonghai (zl511045)

"Introduction to precious metals" six gold investment ways to make you wayward