Read "8 Tips for young people to accumulate wealth quickly"

In http://justjavac.iteye.com/blog/1497839 see this article, feel some harvest, so record down.

Whether you are a man or a woman, personal opinion should be financially at a young age.

First, as a person you have to support their own parents, to provide them with a happy and good old age.

Second, out of the responsibility for their own, or to create a good living environment for themselves.

For some lesbians, 21st century, the economic downturn, the tycoon also find good match daughter-in-law son, wake up. In incomplete statistics, economically independent women are happier in every way than non-economically independent women.

1. Figure out how much money you have and pay attention to yourself, not your parents. As an adult, you should be aware of your own property. Clear working capital and non-working capital.

Reading: I think there is money in the bank, generally working capital, buy a car money, basically is fixed assets, not money;

2, reduce expenditure, perhaps you are currently engaged in the occupation may not be able to use all your skills, or you can easily complete their work, still have a lot of energy, at this time you will have to overcome the inertia, full play the potential, while young single efforts, such as good writing can be engaged in amateur creation, learning financial knowledge may do second occupation, etc. This will not only benefit your job, but also accumulate considerable capital. For young people, young fashion is the pursuit of all, but in the early accumulation period, please pay attention to their own capital, buy a dress to spend one months wages and then eat one months of instant noodles behavior will let you forever and become a rich person's chance.

Review: Overcoming inertia is really not easy, although I insist on running for a long time, but insist really not easy. So you have to set some goals for yourself so that you can survive.

3, saving, at any stage of your life, no matter how your income should be a habit of saving. Can be divided into regular savings and current savings. My experience is divided into three types, monthly deposits, quarterly deposits, annual deposits. Go to a bank once a month (anyway, pay water, electricity, telephone, internet) no matter how much money you have to save. Quarterly deposits of the last three months are taken out to deposit a quarter of a year, and 4 quarters of the money is deposited on a yearly basis.

Review: This is too challenging, not every month can save points;

4, Investment: After you work two years, you should already have a certain amount of savings, this time you can invest your savings, but pay attention to retain the habit of saving, continue to save.

Review: Investing is a good idea, but where do you start?

5, credit card, I do not oppose the use of credit cards, but personally think not more than 2. Because lending behavior can make your finances mess up.

Book-reading: At present, only 1, can also handle a card, credit cards are still necessary, if you plan to buy a house, there is a good credit card, loan to do it or convenient point, this is a credit point; When I went to the People's Bank to check my credit limit, my information is China Merchants Bank credit card provided;

6, Life needs investment. Choose your investment style according to your own needs. If you don't have a house to live in, buy a home first, pay a down payment, or make a loan. If you do not have a pension insurance, first buy insurance, if your parents do not have insurance first to buy insurance for their parents, because health and retirement is the most important.

Review: This is also about investment, very good, more than the 4th important, to have a house to invest, after all, investment is risky; if the family is not very good young people buy a house, I think the best is to buy new homes; For example, the seller's account in your house, such as the House mortgage to a multi-party, such as the house is not a perfect procedure, such as the house is not normal death ....

This kind of thing, has the risk, the new house, especially the big company's new home, is still a little safe point, after all, a set of houses is very expensive, safe point is better.

7, Venture capital (my professional so write more points), it should be noted that the venture capital is after the above investment, with the balance of money to do the investment. If you have no place to live, no old-age insurance, no health insurance, and parents have no health insurance, don't toss it. Let's do the things ahead. Sub-funds, stocks, futures, foreign exchange and many other kinds.

Fund, because of domestic funds, a lot of kinds, do not introduce each, but before you buy it must be clear that you buy the fund manager is who, investment style is what, the team established time, the past investment income. Equity and so on, do not buy blindly. For novice investors, I would suggest buying a new IPO fund with no technical content and stable earnings.

Stocks, as retail investors, I recommend that you learn before entering the market, and then simulate the transaction, in determining the stable profit before starting to operate. The market does not have gold everywhere, the stock market is risky. However, we will introduce 2 kinds of retail investors to buy a good buy method of stock returns. First, choose a good growth, annual dividend stability of the stock, monthly purchase, every high sell. Second, buy half of the bargain, learn some basic knowledge, t+0 operation. This is the current profit ratio is better retail stock method. Need to pay attention to is 2 points, first, the handling fee, when opening an account, please consult, generally in about 1 per thousand is cost-effective. Second, learning, for the even disk will not look at the trader, please do not blindly enter the market, please learn the basic stock knowledge and then start operation.

Futures, Forex, whether it is fundamental analysis or technical analysis This is a professional area, not recommended in the absence of professional training before operation.

Review: The author is very real.

8, invest your own, nothing to buy more books, read more, more classes. It doesn't matter what you learn, art doesn't press.

Review: To learn a new knowledge, must have a goal, after all, the ocean of knowledge is infinite, the direction must have. Sometimes also want to jump out of their own professional scope, more understanding of some of the surrounding knowledge. Blind study is not very desirable, there are these times, to exercise is also good.

Read "8 Tips for young people to accumulate wealth quickly"