Small treasure Finance: Security makes trustworthy, innovation service achievements in the future

March 25, the People's Bank of China, the Securities and Regulatory Commission, and representatives of financial institutions from various branches of business organizations, security insurance and other sectors attended the Internet Finance Association in Huangpu District, Shanghai, the delegates to the internet finance at this stage of development, The problems encountered and the future trend of the industry to carry out a deep-seated research, and the association also * * * to standardize the development of the industry's proposal, convention and other documents. Many industry practitioners believe that the establishment of the Internet Financial Association for the Standardization of Internet financial development has important guiding significance.

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"Internet finance has the characteristics of trans-regional and rich-pattern." The industry needs to have corresponding reference standards for self-discipline and restraint management. The establishment of Internet Finance Association is of historic significance for strengthening the exchange and cooperation of financial institutions, maintaining the stability of financial order and promoting financial development. "Shaitenlai, chairman of the Internet Finance Association, Jr., said.

The Internet Financial Association is different from the general Financial Supervisory Organization, its professionalism, comprehensiveness and pluralism can further guide the legal compliance of financial institutions, but also the future of Internet finance sustainable and stable development of the lay.

Technology helps innovation, internet finance in the era of big data

Based on the latest published "2015-2016 China Internet financial Consumption market statistical analysis report", in 2015, China's overall consumer credit scale has reached 1.9 billion yuan, compared with 2014 year-on-quarter growth of 33.6%; in February 2016, China's RV category of consumer loans has exceeded the 10 billion mark, The next 3-5 years will be expected to continue to maintain more than 25% of the growth trend, 2018 is expected to reach 40 trillion yuan. Thus, with the expansion of financial market transactions and the increasing number of borrowers, the overall turnover of internet finance will maintain a stronger growth trend.

The development of big data behind, the Internet financial platform is also constantly exerting force. After experiencing "savage" growth, the financial consumption market is moving towards norm, perfection, optimization and innovation. As a strong practitioner and maintainer of China's financial development, Bao Financial has been committed to the Internet platform as a carrier, to provide customers with transparent, efficient and secure financial services. From foreclosure building loans, car loans to financial products to big data wind control, the small treasure of finance to the consumer perspective of the construction of the whole ecological chain of financial markets, leading the financial industry innovation.

Seize the market with the advantage, innovate the future with innovation

"Seriously treat every penny of the customer, so that every cent of the client's money will be a treasure-like care is the core values of the platform," Xiao Bao Financial chairman Shaitenlai said, Bao financial mainly to do foreclosure building loans and car loans, we through the wind control system, security system, funds custody, The internal control system and the Technology safety 5 guarantee make the whole investment process more secure, and the investors ' funds are more valuable to use.

Shaitenlai believes that the key to the development of internet finance lies in the tight control of the wind protection. In order to generate value and generate returns for each client's capital, it is necessary to control it from the source level. It is understood that the small Bao financial to the Shenzhen area of foreclosure and home mortgage as the main product, for the majority of investors to provide through strict wind control audit of housing mortgage, foreclosure, vehicle mortgage, factoring and other financial products. Since the platform since the launch of overdue bad debt rate of 0, all cooperation agencies have tracking management, and customers see on the platform of each project, are to pass the small treasure Financial professional control personnel 6 Audit process 32 Layer Strict screening, can be said every cent of the funds on the "insurance." To redeem the mortgage and car loans For example, the small treasure finance for different investors to provide different RV loan projects, 45 days-3 months period, 13%-17% of the annual income, as well as complete project disclosure and wind control audit information, the investor's funds to clear, the borrowing use clearer can be checked, no worries.

Internet finance competition in the future will be more intense, for the future planning and construction of the platform, the small treasure financial director said, will make every effort to launch more innovative financial products, to enhance user experience as the standard, to protect user funds from the impact of inflation and devaluation, while building a highly professional Internet financial platform, For the development of enterprises to inject momentum.

Under the background of Internet +, little Bao Finance will invest a lot of manpower and material resources in cultural entertainment finance and supply chain finance, and cooperate with the whole Internet financial industry to provide financial services for social wealth and individuals, and to serve the market with more advanced and accurate financial ideas, and to achieve their future.

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Small treasure Finance: Security makes trustworthy, innovation service achievements in the future