SSH Framework Online Mall project 20th War online payment platform _java

Before has completed the home page display, the user adds the shopping cart, confirms the order and so on function, the following is the payment function development. The user confirms the order will jump directly to the payment page for online payment, online payment requires a Third-party interface, this section mainly introduces some of the content of Third-party payments, starting from the next section, we really develop online payment module.

1. Online Payment Introduction
Online payment refers to a business in which a bank provides an online fund settlement service when the seller and the buyer trade through an E-commerce website on the Internet. It provides a safe, fast and convenient e-commerce application environment and online funds settlement tool for enterprises and individuals. Online payment not only helps enterprises to achieve the rapid collection of sales money, shorten the billing cycle, but also for personal online banking customers to provide online consumer payment settlement, so that customers really do not leave home, online shopping.

2. Ways to connect Banks
2.1 Mall and Bank Direct company
As the name suggests, is the mall directly connected to the bank, the user clicks on a bank logo, you can jump to the bank to complete the payment function. This approach is simple and directly connected to the bank, but there are a number of issues to consider, such as:
1 small and medium-sized mall directly linked to the bank is not operable;
2 even if connected to the bank, each bank connection interface is different, the connection is cumbersome, the security is tested;
3) Upgrade maintenance is more difficult.
2.2 Mall with payment intermediary and bank
This is well understood, the mall is connected to a payment intermediary, the intermediary responsible for the connection to the bank. The most commonly used third-party payment has Alipay, Tenpay, Yeepay payment, fast money, online banking, etc., which as an independent network or have to pay the business site, the most often selected is nothing more than Alipay, Yeepay pay, fast money, tenpay these four. This scheme is the most online mall solution, the principle is as follows:

It has the following advantages :
1 large and small banks can connect, as long as the intermediary registered a business account can be. Customers buy shopping malls after the success of money will hit the mall to pay intermediary account, the business in the extraction of turnover when the intermediary will deduct part of the fees, which is also the third party to pay Money Channel ~ ~ ~
2 The mall only need to connect to the payment intermediary, only need to know the interface of payment intermediary, the connection is easy to develop, and by the payment intermediary to ensure security;
3 The upgrade of the bank has nothing to do with the mall, the payment intermediary maintains the interface with the bank.

3. Yeepay Payment
3.1 Introduction of the Easy treasure payment
The payment intermediary of this project is Yeepay payment, the following brief introduction of Yeepay: April 7, 2005, Beijing Tong Rong Information Technology Co., Ltd. officially launched Yeepay payment platform for electronic payment. Yeepay payment is one of the leading Third-party electronic payment service providers, innovative introduction of integrated Internet, mobile phone, telephone integrated electronic professional payment platform headquartered in Beijing, in Shanghai, Guangzhou, Shenzhen, Chengdu and other locations with branch offices, is expected to 2010 Yeepay payment transactions will be more than 5 billion yuan, More than 10,000 large businesses have signed up for cooperation. Strategic partners include IBM, ICBC, China Merchants Bank, CCB, Minsheng Bank, Visa and Unicom, Shanghai Telecom and so on. Detailed information can be understood Yeepay payment official website.
3.2 Easy to pay the way
Yeepay can be paid online, mobile payment, can also pay by phone, simply look at the schematic can be:

OK, so much for the payment platform, and I'll write a few articles on developing payment modules at the beginning of the next section.
Original address: http://blog.csdn.net/eson_15/article/details/51441431
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