Strengthen security awareness to prevent Internet banking fraud

The National Computer Virus Emergency Response Center recently released preventive measures for network banking security. Online banking is a high-tech financial tool. With the popularization of the Internet, this convenient and fast financial transaction method is increasingly favored by bank users. However, online banking fraud is not uncommon.

The online banking currently used by residents has four functions: Query, transfer, payment, and transaction. Although banks have adopted a variety of security measures to improve the security of online banking transactions, residents also need to master the "seven major moves" to prevent online banking risks.

First: Check the website. To activate the online banking function, you usually need to sign an agreement with the bank in advance. When logging on to the online banking system, the customer should check whether the accessed website matches the legal website in the agreement, and guard against malicious imitation of the bank website by some criminals to defraud account information.

Step 2: properly select and keep passwords. Do not use passwords related to personal data, such as ID card numbers, birth dates, and phone numbers. We recommend that you use a mix of letters and numbers to increase the difficulty of password cracking. The password should be kept properly to avoid writing it on paper. Try to avoid using the same password in different systems. Otherwise, once the password is lost, the consequences will be unimaginable.

Step 3: Make transaction records. Consumers should keep records of transfers, payments, and other services handled by online banks, regularly View "historical transaction details", and regularly print online banking statement statements. If abnormal transactions or accounting errors are found, contact the Bank immediately to avoid losses.

Step 4: manage digital certificates. Online banking users should also avoid using online banking on public computers to prevent confidential information such as digital certificates from falling into the hands of others, so that the online identity recognition system is broken and the online account is stolen.

Fifth TRICK: be cautious about abnormal dynamics. Most banking websites are managed by professional departments and run stably. Generally, "system maintenance" is not prompted. In case of a major event, the system must suspend the service, and the customer will be announced in advance. If the customer enters the bank card number and password on a strange website and encounters a prompt such as "system maintenance", the customer should immediately call the bank's customer service hotline for confirmation. In case of information theft, you should immediately modify the relevant transaction password or report the loss of your bank card.

Step 6: Install anti-virus software. Install firewall programs on your computer to prevent personal account information from being stolen by hackers. In addition, we recommend that you install anti-virus software and upgrade it frequently.

7. Block software vulnerabilities. To prevent others from using software vulnerabilities to steal data from computers, the customer should promptly update the software and download the patch.