Talk about the difference between a peer-to financial system and a stock-financing system

In the case of a stock financing system and a peer-to system integration.

Then, the function of the peer-to financial system and the function of the stock capital system are analyzed.

The core process and function analysis of stock capital distribution

The process of stock allocation system is: roughly for the user to apply for stock allocation, the company to provide funds, and then allocate their accounts, and finally, the status of their funds have a track.

1. The user clicks on the Stock financing button and pops up the interface of the stock funding rate.

2. After the user selects the desired product on the interface of the stock Capital Fund rate, click Apply for the stock distribution.

3. This is the time to pay the fee. Payment is divided into margin and risk. There is a problem here, if the first deposit, the system should have a risk payment button.

4. After completing the margin, wait for the administrator to review.

5. The administrator in the background to audit, mainly to see if their funds are correct, and telephone contact customers to confirm.

6. After the administrator confirms, assign the user Hang Seng account and password.

7. Then the status of the stock should be "in progress", the relevant funds should be frozen status, can not apply for withdrawal. At this time there should also be a dynamic capital, that is, trading dynamics.

8. The administrator will be in the status of "in-progress" of the stock funding project, a daily operating status input, that is, the sum of funds. Specific forms can intercept Hang Seng's capital dynamics. "This form should also be a request from our customers."

9. The user may apply for the end of the stock distribution fund. Of course, after the application of the stock funding end, the following is the action of the background manager.

10. The background administrator needs to confirm this request. After confirmation, the user's related funds status is thawed.

Second, peer core process and function analysis:

The core process is that user A applies for borrowing, User B and User C, and user n can invest, which is lent to him until it is full. There are a number of issues involved here. For example, user A when applying for a loan, to provide some qualifications, in addition to basic identity information, contact information should be like Room certificate, Bank water and so on. Then the administrator to the identity of user A to review and certification, the other credentials should be recognized. Once confirmed, the loan information can be linked to the financing hall.

Other users according to the introduction, the corresponding investment.

Third, the whole system of auxiliary function analysis:

Because it involves the verification of contact information, there is a text messaging system.

Because of the different administrators involved, so there is a permission system.

Because of the payment involved, there should be a capital system, clear record of capital dynamics, statistics.

Four, the difficulty analysis:

A record of the status of funds in a stock-financing system.

The stock distribution system is divided into daily matching, month and month matching, should also be treated separately.

Tags: Website Foundation website operation

Reprint Please indicate the source: Two fly log-do the most professional website construction, website optimization, website operation Blog» Talk about the difference between the peer-to financial system and the stock distribution system

Talk about the difference between a peer-to financial system and a stock-financing system