Third-party payment industry features

You can see that third-party payments have significant features: first, the third-party payment platform provides a series of application interface programs, a variety of bank card payment methods integrated into an interface, responsible for transaction settlement and bank docking, making online shopping faster and more convenient. Consumers and businesses do not need to open different accounts in different banks, can help consumers reduce the cost of online shopping, help businesses reduce operating costs, but also help the bank to save the cost of gateway development, and to bring a certain potential profit to the bank.

Second, compared to SSL, set and other payment protocols, the use of third-party payment platform for payment operations is more simple and easy to accept. SSL is now a widely used security protocol that only needs to verify the identity of the merchant in SSL. The set protocol is a relatively mature technology based on credit card payment system. However, in set, all the identities of the parties need to be certified by CA, the program is complex, the procedures are numerous, the speed is slow and the implementation cost is high. With a third-party payment platform, the negotiation between the merchant and the customer is done by a third party, making online trading easier.

Third, the third-party payment platform itself is attached to the large-scale door station, and with its cooperation with the bank's credit as a basis for credit, so the third-party payment platform can better break through the online transactions of the credit problem, is conducive to promoting the rapid development of e-commerce.

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Third-party payment industry features