What happens to a prestigious school loan? What about the interest rate?

Introduction to the processing method of overdue repayment of famous university loans

What is the penalty if the overdue repayment exceeds 30 days?

If the borrower defaults more than 30 days overdue

A, the investor may request the loan principal and interest to expire ahead of time, the borrower should immediately repay the outstanding all principal, the interests, the penalty interest and all other expenses which produces;

B, Connaught Pound guests have the right to record the borrower's relevant information in the "Bad Credit Record", listed in the National personal credit rating system blacklist ("Bad credit record" data will be banks, telecommunications, guarantee companies, talent centers and other relevant institutions to provide personal bad credit information) This bad record will be kept for 7 years;

C, Connaught Pound guests have the right to the borrower's relevant information to the media, employing units, public security organs, procuratorial organs, legal organs disclosed, Connaught Pound guests do not assume any responsibility;

D. The right to take legal measures against the borrower is retained, and all legal consequences and costs (including but not limited to attorneys ' fees) arising therefrom will be borne by the borrower.

How to calculate the penalty after the loan is overdue?

Penalty amount = Total overdue principal and interest * corresponding to the penalty rate * days overdue;

Penalty interest rate: 1-30 days for 0.05%, 31 days and above 0.1%;

How to calculate the overdue service fee after the loan is overdue?

Overdue Service fee = Total overdue principal and interest * corresponding to overdue service rate * days overdue;

Overdue service Rates: 1-30 days for 0.1%, 31 days and above 0.5%;

If the classmate has mobile phone number, home address and other information changes, please login to the official platform to update information! Friendship remind, if you borrow money in the famous school must remember to repay in time Oh!

The interest rate of the famous school loan:

The monthly interest rate is 0.99%, half lower than the credit card;

What are the costs involved in the loan

1, loan success money, do not charge any fees;

2, after the successful loan:

Information fee (in your full also please and no overdue circumstances, will be the form of credit rewards to the advisory fee to you, the loan will be successful immediately after the success of the loan amount of transfer, consulting fees will be in accordance with the loan amount of 5%-20% ratio deducted, the ratio by the system automatically judged;

The present fee (first mentioned, paid by Connaught Pound guest);