For investors with a low deadline, banking products are still a good choice. 21st century economic reporter according to the data of the silver net, the average expected yield of the renminbi, which was 1 months old last week, was 4.29%, down 0.08% from last week. For 1 months to 3 months of unstructured products, the average expected yield was 4.9%, down 0.04% from last week.
Yields on both types of products have also begun to show a slight decline since the second half of the year. In the RMB non structured financial products, the July investment term within 1 months of the financial products, the average expected yield of 4.55%, investment period of 1 months to 3 months of financial products, the average expected yield of 5%.
Since then, the bank's short-term wealth management products yield has also risen to a certain extent, but the overall still maintain a relatively sound level. If the time limit within 1 months of financial products to the September, October, the average expected annual return rate rose to 4.63%, 4.65%.
In addition, a slightly longer period of 1 months to 3 months of financial products appear slightly lower, in September, October, the average performance of 5.01%, 4.99%.