2014: Do large data to make up for small data short board

In the era of large data, the 2013 Financial it field of new products and new technologies emerge, looking back over the past 2013 years in the Financial it field, the financial and Internet integration scene is the most eye-catching. The author predicted early in 2013, 2013 will be "the year of the launch of the financial electricity dealers."

Coincidentally, the events of 2013 about the size of "internet finance" validate the author's prediction.

Many of the http://www.aliyun.com/zixun/aggregation/3518.html "> Internet companies" are taking different forms to impact the high walls of the franchise's financial industry for many years. At the same time, financiers also "lowered their noble heads", starting from within the walls of their own "digging walls", through the "Liyingwaige", staged a financial and Internet annual drama.

Regardless of the 2013 Internet financial drama is the European and American exotic goods, or the motherland of the original drama, will be forever in history.

The internet itself is characterized by openness, and orderly openness (such as a reasonable business model) can bring commercial value while bringing about benign competition, such competition will also break the franchise boundaries, triggering a financial electricity business revolution.

It is the insight of the financial industry, examine the trend of the industry, rather than sit on the ground, as hand-to-hand to meet the challenges, so as to clear the way for the financial electricity business.

At the beginning of the year, how do we look at 3721.html ">2014 Financial it trend?"

From the successful experience of internet companies, we can use three words to describe: inlet diversion volume, scale of the platform, data into assets.

The scramble for Internet finance online has reached a white-hot level, with a more easily manipulated product-money fund-based on an attractive figure of more than 10 times times the bank's current interest rate, which is a visual shock to individual investors.

And the Internet in O2O (online to offline) in the second O-end of the scramble, and the competition for the online community entrance is becoming more and more Zhengfangdouyan: The bank-led small and medium-sized enterprises involved in community banks, property developers involved in community commercial real estate, as well as it enterprises as the representative of the third party began to carry out the industrialization of intelligent community services.

and the open platform, through the cooperation of the ecological circle, can be introduced into the flow of rapid liquidity and investors and users to profit. The ultimate goal is for the owner of the model to have access to valuable data-a treasure already known as a "data asset".

From the history of IT development, software is a tool, it has a label of the Times, has the strong relevance of time, in its life cycle, over time gradually will metabolism.

However, the data has become an asset because of its inheritance, and the longer it accumulates, the higher its value. On the other hand, the accumulation of data requires a price. By means of market access to data to produce exchange value, to achieve a win-get normal exchange. Only as raw data exchange, as the sale of raw materials just to achieve the "commodity" exchange function.

Reference to the capital market, can realize the value of the data upgrade, from the OTC market, non-standard, "private" data products, and gradually establish the field, standardized, "public offering" data products.

In the "Listed" field, OTC data products, can be introduced into the underwriter system to ensure the smooth distribution of products. The "market maker" system can also be introduced to promote its mobility. Because of the divisible characteristics of data, we can try the design of derivative products, and carry out "asset securitization" to improve the lever effect.

In the large data market, the attempt of data exchange and exchange platform has strategic meaning, it can realize the standardization of large data by exchanging or trading, it is easy to share and use, improve the efficiency of use, save the manpower cost, and also benefit the high speed reuse of the data resource.

In the 2014, the O2O of Internet finance is bound to turn the financial innovation of mobile Internet into a white-hot position, speeding up the rapid growth and fragmentation of the data. Therefore, for the unified transaction of large data, exchange market, will be a new opportunity for data resources reintegration.

Based on the data, especially the deep application of large data, it will make the enterprise gain the competitive advantage in Internet finance, help the enterprise reduce the operation cost, improve the efficiency of the business rapid innovation and iteration, realize the goal of "fast fish eat Slow fish".

Comments:

As can be seen, in the context of large data, 2014 will also be an extraordinary year, 2014 will usher in data-driven business year. Enterprises not only to do a good deal of large data, but also to make up for the small data before the short board, through the software to define the 2014-year market competition status, to usher in the climax of the development period.