2015 Peer-to-peer Investment Grip 3 big common sense

When the holiday returns, the new Year's investment plan should start again.　　If the peer-to-peer is one of your investment options, do not rush gold Oh, first understand the following 3 big common sense again not too late. Common sense: Platform inspection should not be less than the enemy to win a greater chance of success. Platform inspection is a fine work, several inspection items must not be omitted: 1, to understand the platform set up time, registration scale, business scope and other basic information, on the establishment of a short time, high income, there is a negative reporting platform must be vigilant; 2, whether there is third-party payment platform supervision. Regulation is not trivial, the existence of a third party can help you avoid the Peer-to-peer platform to flee or the risk of misappropriation of funds, 3, the credit audit system is perfect.　　A peer-to-peer platform how to discover and audit the borrower's information and whether it is clear that the borrower's capital flow is an important embodiment of the platform's professionalism and security. Common sense Two: security first income second, the decline in yield is the current peer-to-peer industry overall situation. At present, the net loan industry's comprehensive annual interest rate is around 17.5%, is expected to fall to about 15% in 2015.　　At a time of high profitability, you have to be clear that your money will not be safe until you get the proceeds. Common sense Three: decentralized investment micro-test water through the previous two links to the investigation and screening, you can initially determine the whereabouts of investment. When the final shot, the funds may be scattered on different platforms. At the same time, investment start-up funds to avoid all of a sudden is generous. Small test water, to ascertain the temperament of each platform, timely adjustment of investment strategy is also very necessary.