Yesterday morning, held by the National People's Political Consultative Conference "21st Century Forum" held the theme of "old age crisis through the old-age insurance system to the elderly dividend" symposium. It was noted that the labour force would begin to decline in 2015 and that the ageing population would rise at an accelerated pace until 2039. In other words, our country's demographic dividend period is coming to an end, and by 2039, there will be less than two taxpayers to support a pensioner, which is called the "time of the aging society crisis". The phenomenon is 65 years old and above the population 7.7% yesterday, Central Social Security Department director Wongforing said that 2005, China's 1% population survey showed that 65-year-old and above the population of 100.45 million people, accounting for the population of 7.7%. According to the United Nations standard of population ageing, the proportion of population population of 60 and above in one country is more than 10%, or the proportion of older persons aged 65 years and above population the total population is higher than 7%, the country enters elder society or elder country. According to this standard, China is already in the aging stage. Yang Yansi, director of the Center for Employment and Social Security research at Tsinghua University's School of Public administration, said in a statement that our 2015 workforce will begin to decline and that the ageing population is accelerating. However, our country is constructing the basic pension policy system covering everyone, but there are still many people without pension, the public goods of old-age security are still absent. A fair, long-term, universal, unified, actuarial and sustainable basic pension scheme is urgently needed. Predicting the "age of Social crisis" in the 30, the elderly population dependency ratio is rising every year, from around 2039 began to decline year by year, starting from around 2050, to 2,059 year or so to reach the highest value of 45.2%, and then fell year by year, to 2,072 years or so. The ratio, starting around 2030, will be no less than 1/4; starting from around 2053, it will be no less than 1/3. In 2035, there will be 810 million working population (15~64岁) for 294 million elderly people (over 65 years of age), less than two taxpayers will have to support a pensioner, which is known as "The Age of Social crisis", minus the numbers of students, the unemployed and the low-income population who are not up to the tax. Coping with social co-ordination and personal accumulation Yang Yansi pointed out that the pension needs of how much assets, how to raise, need to take a long-term strategic planning. First, the need for social co-ordination of "broad coverage, to protect the basic" to overcome the phenomenon of poverty in the elderly; second, the establishment of personal accounts, it is a personal responsibility, market mechanisms and government responsibility of the collection, to help improve the elderly life. Only the scientific combination of the two can build a reasonable and sustainable pension system. Excessive emphasis on social co-ordination and raising funds by unreasonable means will inevitably lead to excessive financial burden, endanger the legitimacy of policy, and Ganggo the social cost of policy implementation. Social co-ordinationLokin is the first pillar, including social endowment insurance and Government pension subsidy, can be improved by raising the retirement age, contributory years, living life, economic conditions, such as the investigation of the condition of the treatment level. The institutionalization and marketization of individual accumulation are the second and third pillars respectively, including all kinds of occupational pension and individual endowment savings. Encourage flexible retirement, change "crisis" to "machine" on how to deal with the aging crisis, and aging "danger" as "machine", Yang Yansi said, can increase employment and capital accumulation of the way to improve the elderly population per capita output. That is, slowly delaying the retirement age, encouraging businesses and workers to retire flexibly, developing jobs for older people, and increasing the incomes of older people. In addition, it can reduce the proportion of labor consumption, increase endowment savings and maintain value. According to the "Legal Evening News"
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