6 banks illegally lent nearly 36.6 billion yuan last year

24th, Auditor General of the Audit Office of the National People's Congress at the nineth meeting of the NPC Standing Committee on the 2008 Jiayi of the central budget implementation and other financial revenue and expenditure of the audit work report. 6 banks have a total of illegal loans 36.6 billion Jiayi said the audit Commission recently conducted audits of ICBC, CCB and China Citic Group, and conducted an audit survey of Bank of China, Bank of Communications and Merchants Bank. Overall, the investment of all parties has realized the value of preservation and appreciation, as at the end of 2008, the total assets of 6 banks, total operating profit and shareholder equity increased by 59.5%, 120% and 107.5% respectively in 2005, the capital adequacy ratio has remained above 8% since 2005, and the non-performing loan rate is below 2% per cent.　　The safety degree increased greatly and the ability of resisting risk was obviously enhanced. However, the audit and audit investigation found that the 6 banks on the management of grass-roots branches are weak, some grassroots branches of illegal land reserve loans, false mortgage loans and to the non qualified real estate enterprises to provide loans of 21.5 billion yuan, To the state industry policy or unapproved investment projects to grant loans of 10.69 billion yuan, due to the supervision of the loan after the lax 4.36 billion yuan credit funds against the use of loans. amounted to 36.56 billion.　　In addition, some financial institutions risk prevention and corporate governance structure is still not perfect. The relevant departments and banks attach great importance to the above issues and actively rectify them.　　At present, the loan has been recovered 27.3 billion yuan, other illegal loans are active recovery process, handled 489 people, but also clean up the relevant rules and regulations.　　In addition, ICBC, CCB, Citic Bank has recently found problems in the audit of the rectification of the announcement.　　Transfer of cases to relevant departments 119 since 2008, the central budget implementation and other financial revenue and expenditure of the audit, showed that over the past year, the audit found and to the relevant departments to transfer major violations and economic crimes of the clues 119, involving 221 people, including the bureau Level 42 people.　　Jiayi said that the audit Office of the above-mentioned cases to the disciplinary inspection and supervision and judicial organs, the relevant departments are according to the law to investigate. He said that from the audit found the case clues to see, most of them have the characteristics of embezzlement and transfer of state-owned assets in order to obtain the illegal benefits, but the forms, means and methods of crime are concealed and diverse, which mainly include: abuse of power, illegal decision making for small groups or personal interests, collusion in the transfer of state-owned assets, such cases belong to　　"Wo Case" "series of Cases", fictitious transaction, false guarantee, illegal operation and even collusion to defraud bank loans, using professional advantage or insider information to manipulate the share price to profit from it. The loss of some central enterprises and the loss of state funds up to 6.3 billion the audit survey of 13 households by the Audit Office showed that the 13 enterprises had a profit of 1.286 billion yuan, a small profit of 5.369 billion yuan, multiple assets of 967 million yuan, less assets of 5.847 billion yuan; Due to decision making mistakes, mismanagement and illegal operation, Causing losses and state-ownedAssets lost 6.372 billion yuan. Jiayi said that the audit of 13 central enterprises, such as China Aerospace Science and Engineering Group Corporation, accounted for more than 60% of the total assets of these enterprises. At the same time, the audit investigation also found that in the business development, guide and support enterprises to enhance the core competitiveness of the relevant policy measures to be further improved. In response to the above problems, the relevant departments and enterprises to actively rectify.　　The accounting for the multiple and the number of accounts, has been adjusted, the loss has been held accountable to the relevant personnel, and further improve the internal management and control system, the relevant policies and measures are not perfect, the relevant departments are studying a sound system. In addition, the audit shows that China's consumption tax system is not perfect.　　Some production enterprises reduce the ex-factory prices by means of related transactions, resulting in less consumption tax.　　Jiayi said that according to the 44 consumer tax taxable enterprises, 2007 and 2008, less than 11.615 billion yuan in consumption tax, equivalent to these enterprises in the same period of 27% of the real consumption tax.　　It is understood that the consumption tax system is not perfect, the general administration of taxation and other departments in accordance with the requirements of the State Council, is studying and perfecting the relevant policy system. It is suggested that the Audit Office should revise the budget law as soon as possible and promote the unification, integrity and transparency of financial management.　　In order to meet the needs of perfecting public finance system and strengthening financial management, the relevant departments should expedite the proposal of revising the budget law, clarify and refine the budget management responsibility right of the NPC, Government, finance Department and budget executing unit, and put the government income and expenditure into the budget management, and provide protection for the people's right to know, participation and supervision from the system. In addition, the budget management is further strengthened and improved. The departments concerned should further study and improve the budgeting method, refine departmental budget, gradually set up departmental budgeting and business work plan arrangement, coordinate and cohesive mechanism of central transfer payment allocation and local government budgeting, further adjust transfer payment structure, improve general transfer payment proportion, promote budget and investment openly, Enhance the accuracy and operability of the budget and ensure the implementation of the budget according to law.