6 banks illegally lent over 30 billion last year

On the above issues, the relevant departments and localities are in accordance with the requirements of the State Council, to study further improve the system, strengthen supervision and management, to ensure that the Party Central Committee and the State Council of the huimin policy to implement. The problems found in the audit investigation of basic education funds the Ministry of Education and the Ministry of Finance jointly issued the opinions on further strengthening the financial management of primary and secondary schools, and put forward the requirements for strengthening the income, expenditure and asset management of primary and secondary schools; the relevant cities have studied and formulated corrective measures, some of which have been refunded to students, some of them stranded, Appropriation and return of funds appropriated.　　The problems found in the Audit Investigation of Agriculture fund, the Development and Reform Commission, the Ministry of Finance and other departments to seriously study and improve the policy system, to urge local rectification, the relevant places to strengthen the financial investment in agriculture and related systems and assessment incentives. Vi. related Audit Investigation of the international financial crisis since the fourth quarter of 2008, the Audit Commission has made the promotion of stable and relatively rapid economic development as the most important, timely adjustment of planning arrangements, focus on the main force, emergency deployment of the implementation of central policy measures to implement the audit and audit investigation, At the same time, 2009 years of all audit projects should be closely around the maintenance of stable and rapid economic development of this line, the effective implementation of audit oversight responsibilities. The audit shows that all the departments in the region follow the requirement of "quick shot, heavy punches, and measures to be accurate, work to be done", earnestly implement the central government's plan to maintain a stable and rapid economic development package and various policy measures, and have achieved initial results. As of the first quarter of this year, the new 100 billion yuan in the Central Investment Project has entered the full implementation phase, this year, the new 130 billion yuan central investment has also been basically issued to the place, the national economic operation has some positive changes, some regions and industries showed signs of recovery.　　Gross domestic product rose 6.1% in the first quarter, total retail sales rose 15.9% year-on-year, fixed asset investment grew 28.8%, urban new employment 2.68 million, and entrepreneurial confidence rose 6.5% from the previous quarter. The results of the audit survey reflect that some local and departments have some problems in promoting the implementation of relevant policy measures. Mainly: Some projects local supporting funds are not fully in place, some projects can not be scheduled to start on time, some of the projects have been slow progress, some projects have been in place funds idle, as well as individual places to make a hoax in place supporting funds and project progress, individual projects with new investment to repay the previous year arrears of the project has not formed a new physical workload , some policy measures to support SMEs have not been put into place.　　These problems affect the policy effect of the central government's new investment. The audit pointed out that the development and Reform Commission and the Ministry of Finance attaches great importance to the establishment of the "further strengthening of the Central Investment Project management related issues of urgent notice" to ensure that the project 100% construction, local matching funds 100% implementation and inspection of the problems found in 100% rectification in place, To ensure that local government bond funds are prioritized and focused on local supporting funds for central investment projects;The party is taking measures to expedite the implementation of the funds and the preliminary work of the project, and to promote the project to start as soon as possible.　　The audit results have been announced to the community.　　The Audit Commission will further strengthen the supervision of the implementation of the relevant policies of the central government, especially for some heavy investment projects, major people's livelihood projects, major infrastructure and ecological environment construction projects to carry out the whole process of follow-up audit to promote the implementation of the policy in place. Vii. Environmental Protection Special Audit investigation The Central Committee and the State Council attach great importance to environmental protection work. The State Council has formulated a series of policies and measures to strengthen environmental protection, and the departments of various regions have intensified the efforts of water pollution prevention and reduction in key industries and key enterprises according to the unified deployment of the central Committee and the State Council.　　To "Three Rivers" (Liaohe, Haihe, Huai River, Taihu Lake, Chaohu, Dianchi Lake, and the Bohai sea water pollution control situation and 41 central enterprises energy saving and emission reduction of the audit results show that in recent years, water pollution control and energy conservation efforts to achieve positive progress, but the pollution control and emission reduction task is still relatively arduous. First, the water pollution control measures in some areas have not been fully implemented in place.　　As at the end of 2007, of the 86 sewage treatment plants planned for the 13 cities in the Bohai Rim region, 23 have not yet commenced construction, and in 34 development zones, 15 have not been built into centralized treatment facilities, and 2007 tonnes of sewage have been discharged directly in 40 million years. Second, the supervision is not in place.　　As at the end of 2007, 7 of the 16 temporary dumping areas in the Bohai Sea had exceeded the expiry date and were not closed in accordance with the regulations, and there were some problems such as the government intervening in maritime law enforcement, the competent authorities failing to approve dumping or dumping by unauthorized units. Third, some local water pollution control Fund collection management is not strict enough. "Sanhe Three lakes" Basin 13 provinces (autonomous regions, municipalities) of some departments and units less levy, set to marry misappropriation and interception of water pollution control funds of 4.168 billion yuan; in the Bohai Sea area 13 city less Levy,　　Illegal use of water pollution control funds, such as 1.185 billion yuan, of which 530 million yuan was moved to supplement the environmental protection sector funds and sewage treatment fee collection enterprises, such as production and management. In addition, the 41 central enterprises in the audit survey, as at the end of 2007, 36 key energy-consuming enterprises have completed ahead of the "Eleven-Five"　　Energy saving 8.7981 million tons of TCE target, but 10 enterprises of the total amount of sulfur dioxide emissions exceeded, 9 enterprises of the main pollutant emission levels exceeded, the task of reducing emissions is still relatively arduous. In response to the above problems, the Ministry of Environmental Protection and other departments and relevant local governments are studying and improving the relevant policy measures, and rectification. The Bohai Environmental Protection Master Plan (2008-2020) was approved by the State Council at the end of 2008, and the Development and Reform Commission is taking the lead in drafting suggestions on strengthening the reclamation management. The relevant local governments are recovering funds that are less, diverted and withheld, and are held accountable by the relevant personnel. Relevant central enterprises are taking measures to speed up the elimination of outdated equipment and technological transformation to ensure energy saving and emission reductionCompleted on time. Viii. the audit of financial institutions audits the industrial and Commercial Bank of China, CCB and Citic Group, and conducted an audit survey of Bank of China, Bank of communications and merchant merchants. The results show that the 6 banks can earnestly carry out the overall deployment and requirements of the party Central Committee and the State Council on the shareholding system reform of the state-owned commercial banks, steadily advancing the reforms and achieving obvious results. Overall, the investment of all parties has realized the value of preservation and appreciation, as at the end of 2008, the total assets of 6 banks, total operating profit and shareholder equity increased by 59.5%, 120% and 107.5% respectively in 2005, the capital adequacy ratio has remained above 8% since 2005, and the non-performing loan rate is below 2% per cent.　　The safety degree increased greatly and the ability of resisting risk was obviously enhanced. The audit and audit investigation found that the 6 banks on the management of grass-roots branches of the weak links, some grassroots branches of illegal land reserve loans, false mortgage loans and to meet the conditions of the real estate enterprises to provide loans of 21.5 billion yuan, To the state industry policy or unapproved investment projects to grant loans of 10.69 billion yuan, due to the supervision of the loan after the lax 4.36 billion yuan credit funds against the use of loans.　　In addition, some financial institutions risk prevention and corporate governance structure is still not perfect. The relevant departments and banks attach great importance to the above issues and actively rectify them.　　At present, the loan has been recovered 27.3 billion yuan, other illegal loans are active recovery process, handled 489 people, but also clean up the relevant rules and regulations. Ix. Audit of the Enterprise audit of 13 central enterprises such as China Aerospace Science and Engineering Corporation, the total audit assets accounted for more than 60% of the total assets of these enterprises. The audit results show that these enterprises, according to the party Central Committee and the State Council, take effective measures to actively deal with the impact of the international financial crisis, achieve obvious results; The enterprise's main business competition ability is strengthened obviously, the management level is promoted further, the accounting information quality obviously enhances.　　Audit also found that 13 enterprises more than 1.286 billion yuan profit, a small profit of 5.369 billion yuan, many assets of 967 million yuan, less assets 5.847 billion yuan, due to decision-making errors, mismanagement and illegal operation, resulting in losses and loss of state-owned assets 6.372 billion yuan. In the aspect of business development, the relevant policy measures to guide and support enterprises to enhance their core competence need further improvement. In the automotive industry, for example, most of the domestic auto manufacturers to persuade the market to change technology "mode of joint ventures with foreign companies, but in technology, brand, product manufacturing and marketing network to protect China's rights and interests, and promote the" market-changing technology "provisions are not sound, not only affect the" market for technology "implementation effect,　　Also to a certain extent, compressed the market space of their own brands. In response to the above problems, the relevant departments and enterprises to actively rectify. The accounting for many and few accounts, adjusted, to the loss caused by the relevant personnel accountability, and further improve the internal management and control system;The problem is not perfect, the relevant departments are studying sound system. X. Disclosure and investigation of major violations of laws and regulations over the past year, the audit found and to the relevant departments to transfer major violations and economic crimes of the clue 119, involved 221 people, including the bureau level of 42 people.　　The audit Office of the above-mentioned cases to the disciplinary inspection and supervision and judicial organs, the relevant departments are according to the law to investigate. Looking from the case clue of the audit discovery, most of them have the characteristic that the criminal main body seizes and transfers the state-owned assets to seek the illegal benefit, but the crime forms, means and methods are concealed and diverse, the main manifestations are: first, abuse of power, illegal decision-making for small groups or personal interests. such as the Capital International Airport Group, the original chairman and general manager Peiying use of the position, for the relevant units in the funds and bank loan guarantee and so on to seek benefits, to obtain or accept the relevant units and personal funds equivalent to RMB 26.61 million yuan, and transfer of the company funds 82.5 million yuan.　　The issue was transferred to the relevant departments and investigated, Peiying first trial was sentenced to death. Second, mutual collusion transfer to encroach on state-owned assets. Most of these cases belong to the "nest case" and "Serial case".　　such as the former general manager of a group of companies with the company's 3 owned enterprises of more than the management personnel, in 2002-2004 years to occupy, transfer and misappropriation of enterprise State-owned funds more than 18 million yuan. Third, the fictitious transaction, the false guarantee, the illegal operation and even the collusion swindle the bank loan.　　If a security company president Zhao and other people to use the false injection of funds set up by the company to engage in illegal security activities, and enterprises jointly from a number of banks to defraud a large number of loans, as of May 2008 1.73 billion yuan bank funds are facing risks. Use professional advantage or insider information to manipulate share price to profit from it. Some of these cases involve executives from listed companies, some with analysts in stock markets, and some listed companies and their affiliates to manipulate share prices. If the original chairman of Beijing Investment Consulting Co., Ltd. Wang Jianzhong since 2007, to the public to recommend the stock of the machine, first buy securities, and then through the "Beijing Premiere" web site to the public to buy the securities of investment proposals, for its holdings of securities to play a promotional campaign, The sale of securities held on the day after the announcement of the investment proposal is profitable. This clue transferred after investigation, the Wang Jianzhong 125 million yuan illegal income is confiscated, and was fined 125 million yuan, the life ban into the securities market often to the central budget implementation and other financial revenue and expenditure audit found problems, the Audit Commission according to law consulted by the Audit unit, has issued an audit report, issued an audit decision. The audit results and rectification of departments and units shall be announced by the Audit Commission according to law.　　Comprehensive rectification of the situation, the State Council will be to the National People's Congress before the end of the special report. Xi. views on strengthening financial management (i) revise the budget law as soon as possible to promote the unification, integrity and transparency of financial management. In order to meet the needs of perfecting the public finance system and strengthening the financial management, the relevant departments should expedite the proposed revised draft of the budget law, clarifying and refining the NPC, the government, the Finance Department and the budget execution list.The budget management responsibility right, the government revenue and expenditure all into the budget management, and from the system for the people's right to know, participation and supervision of the right to provide protection. (ii) Further strengthening and improving budget management, effectively promoting budget openness and enhancing the binding and seriousness of the budget. The departments concerned should further study and improve the budgeting method, refine departmental budget, gradually set up departmental budgeting and business work plan arrangement, coordinate and cohesive mechanism of central transfer payment allocation and local government budgeting, further adjust transfer payment structure, improve general transfer payment proportion, promote budget and investment openly, Enhance the accuracy and operability of the budget and ensure the implementation of the budget according to law.　　The central government departments should further strengthen the budget and financial management and save administrative expenditure. (c) Further strengthen coordination, guidance and supervision to ensure that the central government's policy measures to maintain a stable and relatively rapid economic development are put into place. The relevant departments should further do the work of issuing local government bonds, request and urge the implementation of central investment projects supporting funds, improve and improve the relevant measures; Further strengthen the follow-up inspection of new investment projects, resolutely investigate and correct duplication of construction, expand excess production capacity, damage the environment, loss of waste and corruption and other issues　　, and effectively improve the efficiency of government investment and macro-control effect. (iv) Strengthen financial supervision and coordination to prevent and defuse systemic risks.　　The financial supervision departments should further improve the communication and cooperation mechanism, perfect the effective monitoring, early warning and emergency mechanism to deal with the major economic and financial risks, and strengthen the supervision by strengthening the coordination, perfecting the system, standardizing the city taste, and providing a good environment for the healthy development of the financial industry. (v) Actively promote open government affairs, improve accountability and accountability mechanisms. All departments should further increase the openness of government affairs, strengthen the supervision of the power operation in key areas and critical links, especially the effective restriction and supervision of the main responsible person and the key post power, and carry out stricter accountability system to prevent the occurrence of major illegal and irregular problems.