7 Banks trapped in Xiaoshan International Hotel Capital Whirlpool

Li Yilin in early July, Hangzhou Xiaoshan International Hotel bankruptcy proceedings started. At present, the creditor's lineup is expanding unceasingly, this once "Xiaoshan first Floor", has already been a gorgeous condom.　　(The July 8 9 edition of "Xiaoshan first floor" bankruptcy liquidation billion debt financing chain restore "has been reported) with the in-depth reporter investigation, the" condom "formation of the logic, the first clue.　　7 Bank-related matters The Xiaoshan court decided to accept the case of the Xiaoshan International Hotel bankruptcy reorganization on July 1. "I haven't received any notice to declare my claim." "On July 13, a surname creditor said he didn't know his investment had gone wrong until he received a call from reporters."　　He is only a small group of individuals, the purchase of property-style hotel room area of 48 square meters, the total price of 300,000 yuan.　　Even if some of the creditors in the "die-hard" state, the reporter learned from a member of the liquidation group, Xiaoshan International's main creditors, involved in the state-owned bank, joint-stock banks, Zhejiang Province, such as the remote corporate bank in a total of 7. "This part of the bank debt has not come to me. "Before the liquidation, the Xiaoshan District People's court, who handled Xiaoshan International, said. In fact, some of the bank debt has already burst into a wave of dun. The reporter survey found that the banks involved in the money is not all mortgage loans.　　Initially, the bank or to credit, mortgage and other ways to lend, to 2007, 2008, Xiaoshan International has repeatedly appeared repayment delay.　　The formation of this debt chain, showing the pattern of large condom small sets. "The dispute has also been to the court. "said one person familiar with the matter. A state-owned bank in the Xiaoshan International Hotel a sum of nearly 50 million of the loan reminders no fruit, the two sides finally negotiated, to Xiaoshan International 70 sets of rooms mortgage.　　Unexpectedly, this time was pulled into.　　People familiar with the matter said the lender was a Wenzhou person who commissioned a corporate bank to issue its own borrowings, a bank that had been "set up" for the loan. The specific way of operation, Xiaoshan International in the bank opened a settlement account, the Fund client to the Bank issued the letter of credit, and the client and the borrower jointly to the bank application.　　Although the contract of Entrustment stated that the risk of capital lending is at the customer's expense, the bank also inevitably undertakes the duty of supervision and the recourse to bad debts. Property rights "A woman number of married" "We do not want to be bundled with the bank to deal with, we are property owners."　　"A king-name creditor was recently concentrated in various coordination meetings with a tone of anxiety. Unfortunately, the owner has not yet handled the room title certificate. Moreover, such owners are more than one person. "It is said that the second group of basic can not do the title card, because this part of the housing is mortgaged to the bank."　　"He revealed. Other creditors disclosed the details of the operation to reporters. In short, this part of the room was "a woman and two married", or even "married". The hotel, on the one hand, sold the rooms and mortgaged them to the banks. Even in the first room of the same price calculation, each set of rooms 300,000, 200 sets of rooms totalThe sum of 60 million, plus the amount of money received from bank mortgages, is at least $100 million. Now, once the hotel has been liquidated, creditors like Mr Wang and the banks have been frozen together, and who is this part of the property?　　The two sides may also spark an asset-grabbing war.　　According to the sales operation mode of the hotel-style apartment, Xiaoshan International should have the land use right certificate and the title certificate, and the property right certificate of the owner belongs to the split Type property card.　　The reporter found in the investigation, Xiaoshan international liquidation process appears unusually cautious, liquidation group director by Xiaoshan District Government office as an official. "How many assets are there in the hotel and how much debt is declared?" We don't know. "There are creditors who are puzzled by the avoidance attitude of the liquidation group.　　For nearly half a month, their intensive participation in coordination meetings involving government involvement has not been given a definitive answer. Creditors questioned the restructuring of the "black hole" according to reporters understand that Xiaoshan international creditors are mostly locals.　　According to their grasp of the situation, the hotel originally belonged to the Xiaoshan Tourism Authority under the state-owned assets, was founded in 1993, 2003, the implementation of equity restructuring, legal representative Shong and a Hong Kong company became a shareholder. "Golden Horse Hotel a few years ago auction more than 500 million, Xiaoshan International Hotel scale and the Golden Horse Hotel almost, the geographical location is better, the area is bigger than the Golden Horse, but was 250 million to sell."　　"After the international liquidation of Xiaoshan, some creditors recalled the hotel restructuring."　　In particular, the "Yu Jian" identity, so that creditors of the whole incident behind the "black hole" suspicion.　　Creditors disclosed that the identity of the Yu Jian also includes Xiaoshan Grain bureau Director, Zhejiang Sui Fung Grain and oil Group (company) general Manager. And on the creditor mentioned Yu Jian in the identity of government and enterprise integration, the reporter from the Xiaoshan website on the seizure of a Xiaoshan District People's Congress of the government officials to dismiss the announcement, mentioned Shong was named Xiaoshan District Grain Bureau Director. However, the announcement of the appointment and dismissal of the year for 2001, the reporter did not find this site on this point in the Yu Jian after the appointment and dismissal notice.　　However, the Xiaoshan archives in 2003, a material recorded, Yu Jian still as director of the Grain Bureau and River Sui Fung Grain and oil Group (company) general Manager.　　A place to fry? Xiaoshan International Hotel building has a total area of 47100 square meters, located in Xiaoshan prime location. Local intermediary measurement, such a lot, commercial real estate prices per square meter at least nearly 20,000 yuan.　　According to this measure, the property value of the building is at least 800 million yuan.　　Where did this money go? At present, the more unified version of the argument is, "funds are being maneuvers to the Jiangxi buy land to build hotels." "There is also the argument is to the field to fry."　　In this respect, the reporter to find local courts and public security part of the verification, are avoided. "Our property is so freely used by the hotel, and if this liquidation procedure is Yinianbanzai, who is responsible for our loss?"　　Some creditor representatives are so worried. Now, Xiaoshan related Department of people to this "噤 mouth", so, all kinds of speculation naturally inevitable. About the whereabouts of funds, hotel development experience, debt status and so on, rememberXiaoshan International Hotel to find the general manager of the Secretary Zhouwen Verification, Zhou said he did not know the reporter asked any questions. This asymmetry of information makes creditors anxious.　　Some creditors said there was still no way of knowing the real background of another shareholder in Hong Kong, a company that had previously given Xiaoshan International equity Finance Roadshow, and what was the background of the Shanghai Investment Company, and what was the link between them and Yu Jian? And so on, to be solved.