A line of three will be strictly limited to excess industry loans

New Express News yesterday, the People's Bank of China, the Banking Regulatory Commission, the SFC and the CIRC jointly promulgated the "on further financial services to support the revitalization of key industries and to curb some of the industry's overcapacity guidance."　　According to the opinion, at present, China's economy is in the key period of stabilization and restructuring, the financial industry will continue to implement moderately loose monetary policy, ensure that key industries adjust and promote fair capital demand, focus on expanding domestic demand, optimize credit structure, and promote the transformation of economic development mode and economic restructuring. In particular, it is pointed out that the banking financial institutions should strictly put the credit to the enterprises and actively support the technological transformation and the elimination of backward production capacity, and prohibit the state has been identified as serious overcapacity in the industry enterprises and projects in blind lending. Further increase the financial support for energy-saving emission reduction and eco-environmental protection projects, and support the development of Low-carbon economy. To encourage banking financial institutions to develop various forms of Low-carbon financial innovation products, in line with the National Energy conservation and environmental protection requirements of enterprises and projects in accordance with the "green credit" principle to increase support.　　Explore the establishment and improvement of customer classification and identification system for environmental protection, support the development of recycling economy, strict restrictions on high energy consumption, high pollution and resource-consuming enterprises and projects financing support. At the same time, to the national industrial Policy to encourage the development of new energy, energy conservation and environmental protection, new materials, medicine, biological breeding, information networks, new energy vehicles and other strategic emerging industries, to actively develop marketable financial innovation products, optimize credit management system and business processes, increase supporting financial services and support, To promote and promote the technology integration, industrial clusters and key elements of the strategic emerging industries to support the cultivation of new economic growth points.