A new type of mortgage model of water test with peer-to-peer and electric quotient

In the 21st century, People's life has long been inseparable from the electric quotient, big to household appliances, small to daily necessities, but in addition to Jingdong, Xun, suning and other such large http://www.aliyun.com/zixun/aggregation/7578.html "> Electric Business Enterprises, There are also many small and medium-sized enterprises in the electricity business. However, unlike big companies, 115.html "> Financing problems have been bothering them." And recently, Peer-to-peer has a new dynamic, a platform to cooperate with the electrical business model of the mortgage, the inventory of goods to carry out value assessment, after the issuance of loans. This model for the platform, the threshold is low, capital flow flexibility, at the same time the enterprise also very good solution to the problem of capital. Now this type of way is still in the water test stage, will not start to implement, still not known. But it is undeniable that this is an innovation in internet finance. Electricity market is a big cake, if it can be successfully promoted, the future will form a new force.

On this new model, the author interviewed a number of major network loans in charge of the platform, want to listen to their thoughts on this matter. One well-known platform, the head of money more said: This is a very good way of cooperation, such a model is exactly in line with national policy requirements, improve the small and medium-sized micro-electric enterprises financing difficult plight, promote the development of the electric business sector. But he also cautioned that the Peer-to-peer platform is currently unregulated, so it is particularly important to control risk.

There are words called wind control, failure also wind control. Many platforms are ultimately because they do not have a good grasp of wind control, which can only be the end of tragedy. Therefore, the reporter also reminded those who are carrying out such business network loan platform, for the Chattel pledge link risk control requirements will be more professional and rigorous than real estate, only to grasp the proper proportion in the meantime, can really play a supporting role for the real economy.