Advise customers not to easily try to purchase financial products, to avoid unnecessary conflicts of interest

Today, financial products are also "fashionable" to start buying. Yesterday, the commercial news reporter visited the financial market found that the financial products available for group buying are mainly gold, silver and other commodities with commodity attributes of investment products and High-yield Bank financial product, personal, family financial planning, such as three categories. But bank finance experts remind investors that there is no strict regulation on the market, advising customers not to try easily, to avoid unnecessary disputes of interest.

High yield lure Group investment

Yesterday, the citizen Wang told the newspaper reporter, since this year, trust products have been more and more sought after, the main reason is that high income is full of temptation. 1 million yuan Trust product average annual income is 9%, 3 million yuan trust product average annual income is 11%~12%. Unfortunately, this is not common people can buy, move 1 million, 3 million of the starting threshold, some products even to tens of millions of assets to open customers, the average retail investors can only be deterred.

"If you want to buy a product with a high annual yield, you can't buy it on your own. Ms. Wang said, she persuaded, so many friends and relatives to give her money, bought a 3 million yuan trust products. Within 2 months, each and every family member will receive a profit of 30,000 yuan.

Buy gold bullion 50 yuan per gram

"Thousand Gold Gold Bar (20g) national lowest price, only 359 yuan/gram, buys the legislation to send 400 yuan, the National parcel mail!" Yesterday, the reporter in a headquarters in Beijing group buy online, saw this gold bar group buy promotional information. By midday yesterday, 28 people had been involved in the network of gold bars. And another headquarters in Beijing group buy NET, the original price of 700 yuan 2011 years of the Rabbit commemorative silver coin is low to 629 percent of the purchase price, after the price of 440 yuan. In order to reassure investors, group buying site also highlighted the "100% genuine protection."

Yesterday, reporters in the South Ping business Circle Jewelry Sales counters See, Chow Tai Fook, gold and other brands gold jewelry gold jewelry price of 422 yuan/grams, gold bar price of 409 yuan/grams. The price of gold bars is more than 50 yuan per gram.

Need to guard against capital security risks

Buy financial products in general will be tens of thousands of dollars, construction Bank (601939, shares bar) Chongqing Branch Financial experts Huang that the first thing to consider is the security of funds. If it is to put the funds of multiple investors together to buy a financial products, and then invest in the name of a certain person, in case of accidents or disputes, other investors may not be secure funds. At the same time, Chongqing Coin Company reminded that the production and operation of thousands of gold gold bars need to be approved by the relevant State departments, commemorative coins must be the human bank's money company can be distributed, consumers often do not have the ability to distinguish gold color, so there is a greater risk.