Affordable housing is difficult to sell experts call for the right remedy

2009, due to "sell difficult" resulting in less than 70% of the housing occupancy rate, Urumqi affordable sales again embarrassed: Buy the first day still appear many families abandon purchase or absence of the scene. From the initial large-scale construction to the yearly compression, from the completion of a building affordable occupancy rate is not high to a family "hope room sigh", as a safeguard housing construction affordable does not seem to have been due to welcome.　　Experts call for the government to affordable the problem of "selling hard" as soon as possible, to improve and perfect the policy of safeguarding housing, including affordable, and to solve the problem of low-income housing difficult masses "live".　　Affordable housing "does not apply"? April 7, 3029 families in Urumqi after the lottery to enter the purchase affordable program.　　In the Urumqi Housing Authority selection site, the original 100 families 3 hours of the selection process in less than two hours before the end.　　A full payment from 90,000 to 170,000 yuan is required. Let a lot of people at the scene of The Voice of discontent: "Such provisions do not take into account the actual ability of the public to bear", "is to all the relatives borrowed not to gather so much money, even if borrowed to have no ability still ah" ... The reporter learned that that morning, only more than 30 families received the subscription notice. "Some people gave up buying at the scene, and some people didn't come."　　Urumqi, a staff member of the Office of Housing Security Management.　　In fact, a similar situation in the previous affordable placement process has also appeared, some of the low-income families to the number is unable to afford the full housing, had to abandon the purchase. URUMQI Real Estate Bureau statistics show that 2008 and 2009 Urumqi, respectively, the construction of more than 6,000 housing units and more than 2,400 sets.　　Because of the purchase, the housing occupancy rate is only 62%. Urumqi, deputy director of the Office of Housing Security Management Mengzhenjiang told reporters, from Urumqi, the two-year housing construction situation to see that the construction scale of Low-rent House is increasing year in, the housing is decreasing, this year's low-rent housing from last year's 3000 sets raised to 6000 sets, Affordable housing from last year's more than 2,400 sets to 2000 sets.　　The housing is mainly based on the relationship between supply and demand to adjust, from the current point of view, low-cost housing demand is larger, low rents can make most people affordable. "Apply for a loan" into dead this year is since 2007 Urumqi large-scale development of affordable housing construction since the second time to affordable for the placement of the number. In line with the distribution of the number of 3,000 families, 2008 years did not shake and abandoned the family 2617 households, the rest of the new application for 2009 family.　　The sale of the affordable, most of the 2008 and 2009 after the completion of the building has not been sold, there are two quarters for the construction of the auction. This year, the Triping decided to abandon the purchase. Triping chronically ill, a three-person economic source relies on the husband of security. At first, she was not reconciled, "I asked the real estate management department, returned to the television station, asked notYou can pay in installments.　　"Opened earlier this year," URUMQI Economic application of housing management measures, which clearly stated that "the purchase of affordable housing individuals to commercial banks to apply for loans, in addition to complying with the" personal housing loan management measures "provisions, but also should be issued by the Municipal Economic housing administrative departments to grant the approval of the house purchase notice In other words, the masses who cannot be paid off once are expected to have affordable housing by installment. But the truth is that no bank is willing to lend to low-income groups such as Triping. After consulting more than a few commercial banks in Urumqi, the answer is all the same, some bank staff clearly said: "The banks think they do not have enough repayment capacity." "According to the relevant provisions, with URUMQI urban hukou, household per capita monthly income below 700 yuan (including 700 yuan), no room or the existing housing area of less than 13 square meters per capita of low-income families can apply for the purchase of affordable housing."　　Urumqi this sale of affordable housing a total of 12 districts, the average price from 1770 yuan per square metre to 2490 yuan, a single set of area between 55 square meters to 69 square meters. In the interview, some people admitted that affordable price compared with commercial housing is indeed a lot of concessions, but a lump sum has become the biggest obstacle, although the policy allows loans, but the actual operation is difficult.　　Some people intend to buy a house also think, even to relatives and friends east to buy the room after the huge repayment pressure is still facing.　　Guarantee Room "seamless docking" system urgently needs to set up the Xinjiang Uygur Autonomous Region Party School professor Shen Junli suggested that the housing security problem cannot rely excessively on the market, whether the government may consider first from the developer's hand to buy the affordable housing, then allows the common people to pay by installment, in order to solve affordable frequently "sells difficultly Shen Junli that with the rapid development of society and economy, our past standards for housing-disadvantaged groups have been unable to meet the requirements of the new situation.　　How many people are the most difficult, the group that cannot afford to buy a house, who can buy by installment, their demand and actual ability of payment, this should be the content that the government needs to study carefully in the next stage, and use this as the basis for the sound and perfect of the safeguard housing policy. Mengzhenjiang said that, taking into account the actual situation of the masses, the Urumqi housing security Management Office has reported to the municipal government, the demand will be the income of low-cost rental applicants from the current 300 yuan to 500 yuan, affordable housing from 700 to 1000 yuan, the increase in coverage will expand,　　Can meet the needs of more housing-needy families.　　More importantly, Mengzhenjiang said, the real solution to the "sandwich layer" problem is to provide different forms of protection to protect different types of income groups. In this respect, URUMQI Real Estate Management department intends to try to launch economic rental housing, as a link between low-cost housing and affordable housing form, that is, the inability to buy affordable, and not in line with the Low-rent house conditions of the family, through the way of economic leasing to protect, to achieve low-cost housing,Economic rental housing, affordable housing and other security room between the "seamless docking."