AgBank's personal deposits account for nearly 60% per cent of the distribution of customer structures

July 5 Afternoon news, Agricultural Bank A-share online promotion meeting today.　　ABC Vice President Guo Haoda pointed out that the Bank of China's domestic companies accounted for total deposits of 38.7%, personal deposits accounted for 58.2%, personal savings accounted for a relatively high, mainly with the Agricultural Bank network distribution and customer structure. He pointed out that the Agricultural Bank has a wide range of outlets, in addition to urban outlets, there are a large number of rural and urban areas and rural areas of the network.　　However, the investment channels of residents in urban and rural areas are limited, and the main deposit is mainly deposits, so the outlets in these areas attract more personal deposits, forming a higher ratio of personal deposits and relatively low proportion of the company's deposit. For the level of interest rate on deposits, Guo Haoda says it is mainly related to the term of deposit. Corporate deposits are usually mainly liquidity, the period is generally short, so the interest rate of company deposits relative to personal savings. Although AgBank has a low share of public deposits, its individual and corporate interest rates are lower than those of other banks, so they still have an advantage in terms of overall deposit costs. (Super Yan from Beijing)