April Shanghai Banking Real Estate loan and personal housing loan retreat

BEIJING, May 10 (Xinhua Jiang Yu) Shanghai Banking Regulatory Bureau released today's statistics show that as at the end of April, the foreign currency loan balance of 61 major Chinese and foreign banks in Shanghai was 2.9923 trillion yuan, which increased by 61.4 billion yuan last month, and increased by 29.9 billion yuan a year earlier, compared with 240.6 billion yuan at the beginning, and more than 8.5 billion yuan.　　Rose 22.7%.　　Overall, the major Chinese and foreign banks in Shanghai are actively implementing the national macro-control policies, enhancing the sustainability of credit support economic development, and the loan industry structure is being optimized on many levels. In the April, the main bank loans in Shanghai have the following main characteristics: first, the overall reduction of bill financing, general loans continue to increase. After deducting the financing of the bill, the general loan increased by 50.7 billion yuan in the month, more than 38.3 billion yuan. The general loan continues to increase rapidly and meets the needs of the real economy effectively. Second, foreign trade financing needs are met. With the gradual recovery of the economy, foreign trade tends to be active, trade financing continues to increase.　　At the end of April, the trade financing balance increased by 2 billion yuan in the month, increased by 19.9 billion yuan earlier than the beginning of the year, more than 20.78 billion yuan Year-on-year, an increase of 183.4%. Third, the manufacturing loan keeps steady growth. Manufacturing loans increased by 10.9 billion yuan in the month, up 23.4 billion yuan from the beginning of the year. Four is the small enterprise financial service level promotion. Small business loans increased by 1.17 billion yuan in the month, up 5.58 billion yuan from the beginning of the year. Five, personal consumption loans continue to grow. Personal consumption loans added 11.1 billion yuan in the month, compared to the beginning of the year to increase the 46.73 billion yuan, credit in the drive to stimulate consumption, expand domestic demand has played a certain role. The long-term trend of loan is improved.　　April, the city's major banks in foreign currency medium and long-term loans accounted for the growth of 69.4% of all loans, the proportion was significantly reduced (January-March accounted for 85.4%, 95.2%, 85.6%), medium and long-term loans "one alone show" phenomenon has eased, the deposit and loan period mismatch risk declined. April, the real estate loans increased 14.4 billion yuan, personal housing loans increased by 9.3 billion yuan, the two loan business to the overall size of the total monthly retreat trend. Finish)