Bank disclosure of mortgage pressure test results

Despite a generally bullish first-quarter performance, the real estate market under the new deal still casts a wall over the outlook for the banking sector. Qian, vice president of the Bank of Communications, said April 29 in a quarterly performance statement, the bank's real estate loan overall risk controllable, according to the bank's recent mortgage pressure test results show that if the house prices fell 30%, the bank's real estate development loan non-performing rate will rise by 1%,　　The non-performing rate of personal mortgage loans will increase by 0.9%.　　On the credit supply this year, Uyali, vice president of the bank, said that the total amount of credit this year will be 20% higher than last year, and the pace of delivery will pay more attention to balance. As for the bank's refinancing programme, Uyali said that the current A+h allotment plan has passed the approval of the Board of Directors, the provisional Shareholders ' meeting and the CBRC. Uyali also said: "The HSBC Board of Directors has passed deliberation, decided to participate in the full share rights." If the allotment scheme is implemented smoothly, it can support the development of the bank in the next 3-4 years.　　"According to the 2010~2014 Capital Plan announced 29th by the bank, the 2010-2014-year capital adequacy ratio is 12% and the core capital adequacy ratio is 8%, as measured by the current methodology. On the same day, the bank also announced that, in order to fill the vacancy arising from the resignation of Pengchun, it appoints the Vice-President bin as the Executive Director.