Bank of China prepares to build electric business platform "BOC Easy" prepares for internet finance

"Bank of China is preparing for ' BOC ', which will be an important brand for BOC http://www.aliyun.com/zixun/aggregation/12319.html" > Network Bank. "August 29, BOC Vice President Wang in the 2013 interim results announcement, the bank this year will also be introduced to deal with the Internet financial measures.

Wang, the "Internet bank", is different from the traditional electronic bank of internet finance. In the first half of this year, BOC has set up the network banking leading group and the Network Bank office at the headquarters level, which is equipped with manpower and material resources to prepare for the internet finance in the business and mechanism respectively.

In addition, the BOC leadership has recently put forward a "double wheeled" strategy. In particular, BOC needs to maintain the existing technical framework, to do a good job of electronic banking, mobile banking and other traditional business, on the other hand, in the departure from the original business based on the establishment of an open platform, that is, "BOC easy Business" as the main brand of E-commerce platform.

Wang said that the main purpose of the strategy is to do a good job of innovation at the same time, so that the original business does not produce big fluctuations. By the end of June, BOC Electronic bank turnover of 50.86 trillion yuan, an increase of 24.47%, but compared to some of the joint-stock banks over 90% of the electronic bank replacement rate, BOC Electronic bank replacement rate is only 77.22%, there is a certain gap.

Deloitte Financial Industry consultants say this is mainly due to the fact that the physical outlets of state-owned firms still have advantages. At present, BOC in the mainland has a total of 10,623 outlets, including large and medium-sized full-featured network of nearly 2000, ATM equipment 39,700 units, self-service terminals 22,000, self-service bank more than 12,000.

While building an open platform, BOC has not abandoned the traditional electronic banking business, but is poised to develop, speed up information system construction and enrich the product structure.

"At present, we have completed the domestic it blueprint construction, 12 overseas branches of the Asia-Pacific region is about to suspend business completion upgrade." "Wang introduced.