Bank of deposit to 2

Source: Internet
Author: User
Keywords Interbank
Bank of Hong Kong will be based on the actual interest rate of 2.37, a sharp drop to 2, to create the most preferential rates (P) scheme has been the lowest in actual interest. ICBC Asia (0349) also announced yesterday that it was working with the Central Plains mortgage broker to launch the minimum income-for-interest scheme for the first 2 years, with a low interest rate of 0.8 per cent and a total period of 2.8 pct (P is currently 5.25). Since the beginning of this year, the bank's mortgage market price war intensified, slings a combination of both, has been plunged into the spring and autumn warring States situation. HSBC has been secretly an individual quality customer, to provide the real interest rate of 2 per cent, Hong Kong has adjusted a range of mortgage rates today, the most notable of which is the 3.25-year private residential promotion scheme, that is, the actual 2 dividend, the maximum cash rebate of 1%, and the penalty period of 3 years.  The scheme requires clients to borrow at least $1.5 million and have to withdraw their loans and set a quota before August 31. The Ming Pao reported that Wang Meifeng, managing director of Zhongyuan Mortgage brokers, pointed out that the P minus 3.25 was not the lowest in history and that banks had provided a total period of 3.3 interest rates at the current P-rate of 1.95.  However, the data show that P is at a record low, and the 3.25-cent Hong Kong P-minus scheme is actually 2, which is not seen before.  2 is already a very low level for the whole phase P scheme and the current market offers an actual interest rate of 2 to 2.5, and Wang Meifeng believes there is little chance of falling through 2, but it does not preclude other banks from following up to 2 levels.  The ICBC interest rate plus 0.8 to expand the business scope of the city's lowest banks, even if the higher-paid rental properties in the past have been collected, they are also in line with the level of their own property. The Bank of East Asia (0023), the Yuanlang Verde of the New World Development (0017), after the concessionary scheme to provide rental property and the interest rate of personal property, the Bank of Hong Kong joined the group and announced yesterday that all purchases of primary or second-hand property through the central Plains were referred to the bank by the Central Plains mortgage broker,  A mortgage program that can be rented and used for personal use in the first 2 years, the interest rate was lower to 0.8 (Hibor is about 0.09), the maximum interest rate is P minus 2.25 (p=5.25), and 2 years later, the whole period is P minus 2.8, which is the lowest interest rate scheme for the current rental property. Prof Chan Kai, deputy head of the bank's Asia mortgage and personal Lending department, said the scheme had a repayment period of up to 30 years, a 2-year penalty period, a minimum loan of $2 million, a maximum of disposed mortgages for personal use and a peak of Bacheng. He also said that at present, the competition for bank mortgages is so fierce that even if the rental property is on a par with its own property, the average rental property in the market in the past is about 0.25 to 0.5 per cent higher than the private property.
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