Banking Department Financial leasing accelerated run industrial leasing allowed to open

Financial leasing companies in the banking sector are accelerating growth in both the number of institutions and the volume of business. Xingye Bank (601166.　　SH) today announced that its wholly-owned industrial financial Leasing Limited Liability company (hereinafter referred to as "industrial leasing") has been authorized to open the CBRC, the company registered capital of 2 billion yuan, registered in Tianjin Economic and technological development zone. At the beginning of this year, the bank, which was approved to build a financial leasing company with Societe Generale, also had Agricultural Bank (601288).　　SH) and Everbright Bank (601818.SH), in which Everbright Financial leasing company opened in July, and PetroChina's Kunlun lease was opened in Chongqing last month, industry sources said, ABC's leasing companies will also be opened in the near future. Leasing industry insiders believe that leasing business can effectively support the development and maintenance of high-end customers in the bank, use the long-term characteristics of leasing products, with the bank short-term products supporting customer service, reduce the long-term credit ratio of banks, improve the structure of assets, through leasing to release credit resources, the relevant credit scale for the maintenance of core customers,　　Develop new customers and improve customer loyalty. Industrial leasing related people to the "first financial daily" that in order to avoid homogenization of competition, industrial leasing will be based on the advantages of the parent line to carry out the characteristics of business: Relying on the headquarters to follow the "equator Bank" principle, to carry out energy-saving environmental protection, low-carbon emissions, green financial direction of leasing business; launched in the Silver platform　　The leasing business with the financial industry under the foundation of cooperation. It is understood that industrial leasing will also choose a higher level of economic development, financial revenue and credit status of the state good large and medium-sized cities, the development of urban infrastructure and the implementation of public service functions of the use of large-scale equipment leasing business, to bank credit can enter the field, will be leased products and banking products with,　　In areas where bank credit is inaccessible, financial leasing companies will enter the market by leasing products. By the end of June 2010, the total assets of 12 financial leasing companies amounted to 229.2 billion yuan, net profit amounted to 1.736 billion yuan, non-performing rate from 3.95% to 0.78%, coverage from 32.25% to 228.6%.