Banking Regulatory Commission Statistics Department Ye Yanfei: continue to optimize bank credit structure

19th, Ye Yanfei, deputy Inspector of China Banking Regulatory Commission, said at the Forum on Finance, environment and development that in order to meet the national comprehensive work requirements for energy conservation and emission reduction, the CBRC organizes and directs banking institutions to continue to optimize and adjust the credit structure. Ye Yanfei pointed out that the first quarter of the long-term project loans accounted for about one-third of the total loans, more than half of the loans were directed to the country's key support industries. "For example, in the transportation industry, only rail traffic between cities and railways accounted for 13% of total investment." In addition, the banking sector for sewage and waste treatment infrastructure and the service industry, agricultural leasing, logistics services, such as investment support is relatively high.　　"He disclosed that in order to cope with the implementation of the National energy conservation and emission reduction policy, the banking industry has formulated a" double high (high-energy, high emissions) "of the risk of the program, in the environmental protection of the implementation of substandard is a vote veto provisions, and appropriately shifted the industry credit approval agencies. He pointed out that the banking industry should continue to increase system construction, strengthen credit management and project Credit Fund allocation management. He said the project in the construction and application, if the environmental protection facilities are not designed at the same time, the bank can not loan to prepare for it, if the construction of environmental protection facilities do not have a concurrent construction, the bank can not lend; In addition, he believes that to the major risk enterprises to implement a list-type management, Industrial Bank, ICBC, Construction Bank and other banks have implemented a list-type management, "good list of our risk management can be relatively simplified, for the emergence of serious risk of credit funds need to compress and exit." "(Zhang Zhahui Zhang Taixin)