Banking self-discipline saving Award outbound tour delivery card was halted

Washington (Reporter Liang Intern Teng) yesterday, South Ping Fu Red Road, Mr. Liu into the community elevator, impressively found in the elevator posted by the Bank of the banks to store ads unexpectedly "changed the face": The amount of people's deposits amounted to more than 100,000 yuan, there will be a chance to get rice cookers, lcd TV posters, One night quietly replaced by a modest bank image ads.　　Last week, the Zhongqing Banking Association issued the "Zhongqing Bank deposit Business Self-discipline Convention", the clear suspension of various forms of high interest range, including the deposit Award outbound travel, delivery card practice, it is not feasible.　　At present, the city of a bank because of high interest in the store was investigated and fined by the CBRC, the major banks of the high interest reserve also have a convergence. The new Convention clearly stipulates that the suspension of the high interest reserve method, in addition to unauthorized increase in deposit interest rates and disguised in advance to pay deposit interest, also include "signal high Interest", "cover the rate of the grade", "prize savings", relief or reimbursement of other business fees, gifts in kind, cash gifts (including pick-up cards or securities, etc.),　　To provide domestic and foreign tourism, the payment of children's school fees, the arrangement of relatives to work in close to 10 types of prizes in disguise. The Convention, the "string" that helps banks pull deposits is no good. The Convention expressly provides that shall not pay the depositor, the depositor and the relation person any nominal deposit fee, the HS storage fee, the handling fee, etc. other than the legal interest, and may not borrow the bank card, purchase the wealth management product, the third party depository and so on the business name, returns the cash to the customer, delivers the gift　　Not to sell the high yield short term financial products illegally for the purpose of large deposit customers, and not to mislead and pull clients to transact other business for the purpose of deposit. At the same time, the Convention also expressly requires that banks not through the outdoor advertising, intermediary, radio and television, newspapers and magazines, internet media, mobile phone messages and other means of publicity, "Save the Prize, gifts, Cash points exchange (or other kind)" and other than the legal deposit rate of publicity. In particular, the Convention stresses that, in the event of default, in addition to the possibility of warning, notification of criticism and ordered to rectification, the circumstances will also be brought to the Chongqing Banking Regulatory Bureau to take supervision measures.