Banks watch the real estate market control New Deal

⊙ reporter Zhou Peng peak 0 editor Chujiang five Ministries "further strengthen the land transfer revenue and expenditure management Notice" Further highlights the government's determination to control the property market, but the close relationship with the property market banks are now holding a quo posture. For "developers take a down payment not less than 50%, installment term in principle does not exceed 1 years" This property market New deal, the bank reaction seems more insipid. A joint-stock bank in charge of the relevant person in the interview even said that the policy has not yet been aware of the meaning.　　And a state-owned bank risk management People also said that the bank's real estate development loans did not come out, and now close to the end of the year, the change in lending policy will have to wait until the next. Another state-owned bank, a branch of the deputy governor told reporters that the policy is mainly for developers, and the bank has little to do with the relationship, the current branch has not received from the headquarters of the relevant real estate loans related notice. He thought that the policy had just been introduced, the banks needed a certain reaction period before there would be appropriate policy adjustments.　　It is worth noting that the bank also said that some of the city's housing prices have been too big already worried about, this year's real estate loans have been more conservative. Zhao, senior manager of CCB's research department, said the attitude of the five ministries to the market was a clear signal to tighten the housing markets.　　Based on past experience, banks should also tighten their property development loans as a whole. According to research from BOC, the first three quarters of this year, real estate development Enterprises source of funds 3.8991 trillion yuan this year, an increase of 38.8%.