Beijing 21 Most expensive mansion Check-out truth: Developers and financial institutions gamble

Beijing 21 Most expensive mansion Check-out truth: Developers and financial institutions gambling weekly Property laboratory researcher Li Yue/Wen a bizarre mansion Check-out wind is secretly surging in the capital. Among them, it involves two well-known projects: the "Bird's Nest" side of Pangu Grand Panorama and Tai Wang Road Chang ' an no. 8th. More strange is that the author from the Beijing Real estate Transaction Management network published information found that the return of the house is actually the same day to buy again in the same day, whether the hidden secrets?　　And what's not to be known ...　　What is the problem with the bizarre check-out behind the project? Bizarre Check-out price rise to buy a house, house prices fell collective check-out, seemingly unreasonable, but also belong to the normal market behavior, even the situation.　　But the recent outbreak of the check-out in Beijing is somewhat bizarre. It is understood that the Check-out project involved in Beijing's sky-high mansion, prices are 50,000 yuan/square meters above, and check-out time is in the property market two times the implementation of half a month, which attracted many people speculated that the Government continued to regulate the property market, but the author of the investigation to understand that these mansion Check-out is not a simple limit purchase, The policy of restricting lending can be affected.　　Because a set of luxury tens of millions of yuan, the consumer is not rich, the wealth of at least billion, the loan policy is difficult to limit them. Jones, director of the Xiao Xiaomei Research department, confirmed to the author that in general, people who buy a mansion rarely go to the loan, basically all the money.　　And tens of millions of dollars in housing mortgages can hardly be approved by the bank. The author in Beijing real estate transaction management online found that in this round of "check-out tide" in the most concentrated two items is Pangu Grand Grand and Changan 8th, which Pangu Grand panorama this October to check out the number reached 11 sets, Changan 8th check-out number of 10 sets. Even more surprising, the departure date for the 11 suites of Pangu Grand View is October 15, 2010, and the date of purchase is all November 21, 2008. The same phenomenon also exists on Changan 8th, and in the 10 Check-out Records of Chang ' an 8th, 9 sets of check-out information are October 15, 2010, and the purchase date is all March 13, 2009.　　This shows that these are all old old scores, and this round of regulation has nothing to do. There are people in the industry to question: Who can in a day to drop hundreds of millions of yuan to buy more than a mansion, but also in a day to return all of it? For the general buyers, it is very difficult to check out the house easily. Why developers once agreed to return so many listings, which will have hidden. Changan 8th as an example, in accordance with its sales of real estate prices and sets of average area, this involves the Check-out funds as high as 225 million yuan, and the project sales in the past two years, only sold 1.2914 billion yuan, equivalent to nearly half a year of sales.　　So what makes developers so happy to agree to check out? Mortgage financing This is not a real check-out, but a behind-the-scenes deal.　　A person in charge of Pangu Grand Panorama nail the mystery. The person responsible to the author that the general sales cycle of luxury, longer,Occupy developers more money, so developers will take a variety of methods to finance, one way is to the sale of housing mortgage to financial institutions, access to capital flows, and then promised a period of time after a higher price repurchase. "This check-out is full of shops, are in November 2008 by developers to sell below the market price to a financial institution, now the contract expires, the developer in accordance with the contract repurchase shop."　　The official said that without a contractual commitment, the deal would not be any different from a normal home sale. "This approach is essentially mortgage financing, which was previously used in a luxury project near Dongzhimen, but it is rare."　　Xiao Xiaomei told the author. In fact, this is a developer and the institution of the gambling transactions, developers bet the future prices must rise, and institutions through this way to achieve the purpose of disguised speculation.　　Both sides face a certain risk that if house prices fall, the project will not be able to redeem the repurchase contract, or even a debt dispute, resulting in the project facing a rotten end.　　Pangu's director said that the signing of the contract at the time of the financial crisis at the end of 2008, is also the most vulnerable to the industrial capital chain, developers are forced to use this kind of risky method. Like Pangu Grand Grand, Chang ' an 8th is also the same time purchase, check-out at the same time, then Changan 8th is also involved in mortgage financing?　　The author interviewed China Aoyuan Group President Assistant, Chang ' an 8th project marketing director Leung Sulei, but she said no authority to answer, refused to interview the financial weekly.　　Chang ' an no. 8th financial difficulties, although Changan 8th related people refused to interview, but this also reflected from the side of the most expensive luxury mansion frequently faced with the financial difficulties of the Bureau and sales difficulties.　　The author from Beijing Real estate Transaction Management Network Check-out information, see, Changan 8th 9 sets of property purchase time is March 13, 2009, and this time is the Chang ' an 8th equity debt dispute the most tangled period. It is understood that Changan 8th initial case named Yiu FAI International City, the earliest owner of the Beijing Wangfu century, but because the palace century can not alone development, 2004, the days of Hong Bao industry through equity acquisition, holding Yao-hui International City 62% of the equity, Wangfu century holds the project 38% of the equity. Since then, Tianhong Group and the city opened Group merged into the group, the days of Hong Bao industry also renamed to open shares. April 2008, the first opened shares to "do not operate a mansion" for the 458.7 million yuan to 62% of the shares of the total transfer to the Hong Kong century co-run. And the Hong Kong century and the Palace of the century are all Wang Zhi, but Wang Zhi only buy back to Yao Fai International City to the first open shares to pay nearly 1.6 billion yuan of funds.　　The date of payment for this fund is July 31, 2009. At that time, when the financial crisis broke out, faced with huge repayment pressure, in order to keep the project, Wang Zhicai in July 2009 with the Austrian Garden production agreement, Aoyuan taking stakes in Changan 8th project. But on November 4, 2009, the first share announcement said it had issued 12 of its commissioned loans through Xiang Yaohui, an industrial bank.9.2 billion yuan, to replace the company owed the first open shares of the shareholder loans.　　And this commissioned loan, by the Austrian garden and the palace century negative joint security liability, repayment period of March 31, 2010. From these complex debt information, I found that on July 31, 2009 and March 31, 2010, Changan 8th project has two debts expired, the capital chain is very tight.　　The 9 suites were returned to purchase March 13, 2009, when the Wang Zhi was independent in charge of Chang ' an 8th, can not help but let people guess: then Wang Zhicai in order to repay the debt is likely to adopt a mortgage financing. But it also shows the embarrassing sales of Changan 8th. It is understood that in March this year, Chang ' an 8th has been questioned by the media, opening January still 0 transactions. The results were the previous 9 sets. And then come back to look at the current check-out information, there are 9 sets of check-out is on March 13, 2009. In other words, Changan 8th in the pre-sale before the veritable "0".