Bohai Bank in Beijing to stop temporary mortgage recovery

⊙ reporter Li Dandan Zhou Peng Peak for the media on the Bohai Bank in Beijing's mortgage business was called off, the reporter from the Beijing Banking Regulatory Bureau of the relevant people have been confirmed, because the Bank of Beijing branch of the private mortgage payment has irregularities, so the personal mortgage business has been suspended in March.　　In time, the suspension is not directly related to the new deal. Mr. Zhang, who works for a foreign company, told reporters that he had bought his first home in Beijing in early March and consulted all the banks, and only the Bohai Bank could give a 70 percent discount on loan rates, so he applied for a personal mortgage loan.　　However, the loan formalities that could have been completed within two weeks had been delayed, and the bank had been told that it had suspended personal mortgage business, and that he could only choose another joint-stock bank to enjoy 85 percent of the loan rate.　　Beijing Banking Regulatory Bureau related people in the interview with this reporter also said that March Beijing banking regulatory Bureau suspended the Bohai Bank Beijing branch of the personal mortgage business, was suspended because of the bank's personal mortgage issued there are irregularities, so the Beijing Banking Regulatory Bureau in accordance with the principle of prudential supervision suspended the bank's personal mortgage business, demanding its rectification. Industry insiders told reporters, before the middle of last year, although there are two mortgage payments 40%, loan interest rate is 1.1 times times the benchmark rate of policy, but there are some small and medium-sized banks illegal operation phenomenon.　　In the middle of last year, the CBRC and the local Banking Supervision Bureau strengthened the management of two sets of loans, some of the illegal banks have seized the self-examination and rehabilitation, and the Bohai Bank may not promptly amend its irregularities, still give two suites lower discount interest rates.　　It is reported that the Bohai Bank Beijing branch is the only one in Beijing to be suspended the business of the bank.　　And as for the Bohai Bank Beijing branch When can restore personal housing, the CBRC said, the bank's personal mortgage business is still in the rectification process, will be based on the rectification of the business, but because the rectification needs to go a certain flow, it is not clear when the rectification is over. Yesterday, the reporter called the Bohai Bank customer service phone to inquire about its mortgage business, the bank, the second suite of loans in strict accordance with the down payment of more than 50%, the interest rate on the base rate on the basis of 10% of the implementation.