Buy universal insurance to appear online insurance to look carefully

Newspaper reporter Shen Mengxue group buy popular, everywhere. Recently, an insurance financial products appear in a cost-effective network shopping platform, immediately aroused many attention. In fact, since last year, the online purchase of financial products has become a popular way. When financial products hit the low threshold, easy to operate under the banner of being moved to the Internet for group buying, its risk worries also followed. To this, the financial person reminds, the net buys the financial product to have certain risk, before buying must treat cautiously.

Products on the line of crazy Rob

A few days ago, the public Xiao Zhang excitedly told reporters that they have just bought a financial products, "compared to 50,000 yuan at the beginning of the bank's financial products, this online purchase of the product funding threshold of only 10,000 yuan, three-month period, http://www.aliyun.com/zixun/ Aggregation/32963.html "> Expected yield is also good, 5.2%. ”

With Curiosity, reporter investigation found that the original in a cost-effective platform has a special edition of financial products, including a section entitled "Small e Golden Key 2nd," the most popular products, 10,000 yuan from the sale, 1 years can be returned, the country more cities for sale, the expected annual settlement rate of 5.2%. The page shows that the product also has a variety of deadlines, is 3 months, 1 years, 3 years three, respectively, corresponding to the name of the Golden Key 1th, Golden Key 2nd, "Create a Rich life 2011", but the series has ended on December 5.

Reporter to understand that, in fact, this product is Guohua life insurance products launched by the Universal, is the company's insurance financial products packaged into group buying sales of the first attempt. It is reported that the purchase in the last week after the launch of the three-day sales on the breakthrough billion. Guohua Life company related sources told reporters that this is the company as a new channel to explore an attempt, in the "double 12" period will be introduced again, only expected rate of return will be adjusted. "Then there are plans to launch different products," he said. ”

Buy money to pay attention to risk

In spite of the current advocates of the Internet financial era, the main operation is simple and quick, but the way to buy the wealth management products or to make a lot of people are not. Some people think that, after all, financial management is not like online shopping clothes, the mouse Ishi yuan went out, in case of a point of omission how to do? In this regard, the third party of financial management, Mr. Shen Analysis, in general, banks and some formal finance websites organized group buying, is not the real sense of group buying, but the banks and fund companies to seize the customer resources of a marketing stunt just, but some do not have the qualification of the consignment project to pay special attention

If the site says that investors can pay money directly on the site, investors must discriminate between the true and the false. If the investor participates in this kind of group purchase, when the purchase should obtain and the proper custody handles the business the related voucher, regarding does not have the formal receipt or only to issue the hand receipts the transaction, must specially give the cautious treatment. At the same time, after the purchase should also form the habit of active inquiry reconciliation. "he said.