CBRC: Banks to investigate six major risks

A loan violation of the market, the real estate industry credit in the column-Zhang Zhahui source 9th, the CBRC has asked the major commercial banks to the current face of the six major risks of a comprehensive self-examination.　　The six major risks include credit risk, case risk, credit risk of government financing platform, credit risk of real estate industry, personal loan violating capital market risk and liquidity risk. The above-mentioned personage discloses, the recent State Council leadership has made important instructions to the Banking Regulatory Commission on the six major risks to be resolved and the prevention work in our bank. According to the instructions, the CBRC asked the major commercial banks to six major risks of a comprehensive self-examination, the deadline for rectification, the level of implementation of the risk responsibility.　　The regulator this time requires commercial banks to seek out all credit services issued from November 1, 2008 to October 30, 2009.　　The president of a commercial bank disclosed that at the economic Situation analysis Meeting held by the CBRC every quarter of this year, the regulator stressed that the current financial need to play a role in supporting economic growth, the risks behind the rapid credit growth is always "the most". The source said that the commercial bank large-scale risk-checking target, is the banking system "no big case, no major risks, not a special report."　　Commercial banks should be accountable to the individuals responsible for the loss of their reputations due to their due diligence. A large state-owned commercial bank insiders say now the commercial Bank has requested branch branches for the six major risks of the three-way, the risk has been broken down to the individual, the management responsibility of the Division to the line of business, a branch of the branch of the branches of the Department of Self-Examination within the scope of the credit business implementation of the main responsible person.　　The banks will build up the risk management plan for the large risk households.　　Commercial banks will be to detect the risks of self-examination to develop targeted preventive corrective measures, in the investigation found that the capital is not in place, the project procedures are not complete and other risks of risk of the loan to implement corrective measures, the weak is not in line with the credit access to expedite the withdrawal of the formation of non-performing loans to the various lines to be assigned to the clearance. At present, the bank has the six major risk of the specific time arrangements for the investigation. At the end of 2009, it is necessary to complete the investigation of three risks of the risk of the case, the capital market and the liquidity risk; Before the end of March next year, the risk of the real estate industry was cleared up. All six risk-checking efforts are over by the end of June.