CBRC: Capital adequacy ratio not up to standard to increase large loans

Banding, vice chairman of CBRC, warned rural cooperative financial institutions: the capital adequacy ratio is not up to the standard to increase the loan of big loans the vice chairman of the China Banking Regulatory Commission, Shing, stressed in the Symposium on Risk Prevention of rural cooperative financial institutions in key provinces, that rural cooperative financial institutions should be controlled from the source in accordance with national industrial policy regulations and market access standards,　　Projects that do not reach the national EIA and emission requirements shall not undertake loans for compression and withdrawal by the large and Medium-sized Bank limited control industries, and strictly control the non-agricultural loans to urban areas. Shing stressed the need to scientifically grasp the pace of credit and investment. It is necessary to ensure that the pressure, focus on the "three rural" and small enterprises, for the diversification of the reasonable needs of farmers through small credit loans and UNPROFOR loans to meet the need for the completion of the early determination of the agricultural credit investment increase is not lower than the level of the previous year, increase no less than the level It is necessary to keep the credit balanced growth, according to the capital strength and quality reasonable arrangement years ago this period of credit scale, focus on funds to ensure the investment of agricultural credit, enhance credit support for rural areas of economic development balance and sustainability.　　must strengthen the capital restraint, urges the rural cooperative financial institution to establish the capital restraint system truly. Banding requirements, the current need to continue to do a good job of highlighting the risk of supervision and management, take targeted measures to prevent and control the solution. As to the risk of credit concentration, we should strictly enforce the supervision standard of single customer credit concentration not exceeding 10% and single group customer's credit concentration degree not exceeding 15%. Institutions with insufficient capital ratios are not allowed to add large loans in principle. On the financing risk of platform company, to strictly comply with the relevant provisions of the CBRC, the issuance of loans to determine the project compliance, risk level and the capacity of the rural credit cooperatives, for unapproved projects, capital not up to the proportion of requirements, exceeding the concentration requirements or credit cooperatives risk capacity, to take effective measures in time, To control and defuse financial risks to ensure the needs of agricultural funds.