CCTV: Taxi software Two-dimensional code payment method without password Authentication can not be widely promoted

According to the national news broadcast of China's voice, the People's Bank of China said on 22nd that the central bank for mobile payment electronic routes are non-discriminatory attitude, but, including in some taxi software used in two-dimensional code payment method, because the two-dimensional code payment does not have password authentication, therefore, Two-dimensional code payment can not be used as a credible payment method for wide spread.

According to the People's Bank of China's financial IC card leading Group Office director Li Xiaofeng introduced, in the current domestic, there are three kinds of electronic payment routes: Commercial Bank mobile payment electronic route, this line includes the taxi software such as Third-party mobile payment routes, and " Communications operators themselves or with China UnionPay Cooperative mobile payment business. If it is from the central bank point of view, the treatment of these three routes should be non-discriminatory, and to provide a competitive arena for all parties. But the electric quotient, the social mobile payment route will have the huge development space, our country mobile payment's development direction also already gradually clear. But regulators are now aware of the risks that new entrants and new services will bring to the payment business. Two-dimensional code payment, Low-cost but not secure, no password authentication of two-dimensional code technology can not be used as a trusted payment technology in the wide range of online promotion.

Central bank data show that the country last year mobile payment business a total of 1.674 billion, the amount of 9.64 trillion, respectively, growth of 21.86% and 317.5%.