China Merchants Bank Qingdao Branch: Behind the two national initiatives

Qingdao Branch of the Merchants Bank Background of "initiate in the country" twice-wen/Sinorama reporter Li Xiaoxi "One small step, one big step in the market",　　This is the China Merchants Bank Qingdao Branch adhere to the consistent concept of innovation. Founded 9 years, China Merchants Bank Qingdao Branch is determined to innovate, attaches great importance to new products, service development, to meet the growing business needs of customers. Adhering to the "change because of You" business philosophy, China Merchants Bank Qingdao branch with the help of "one card", "One Netcom", "" China Merchants Bank credit card "," Golden Sunflower Financial "and" point gold financial "and other well-known financial brand market advantages, to the leading technology breakthrough traditional banking business model, successfully in the Qingdao banking in a number of the first, Qingdao opened the first "Instrument Center", "International Business Center" and under the support of China Merchants Bank's strong technology network, the branch completed two times in the domestic banking industry two times-successfully opened the first domestic renminbi "online letter of credit", the cumulative amount of more than 24 billion yuan,　　6 consecutive years of trading volume in the national financial system ranked first, and "Silver clearance" business since the line in the national financial institutions in the lead, occupy the national market share of "half." A branch of the Big Bang for domestic appliances first enterprise Haier Group vigorously develop e-commerce, to achieve product online sales online payment development needs. July 2000, China Merchants Bank Qingdao branch and Haier Group signed an E-commerce company cooperation agreement, the scope of cooperation between the two sides expanded to business-to-business business areas.　　In August, the group opened a "one card" online purchase and online payment business, became the first for the group to achieve nationwide online purchase and payment online bank. September 28, 2000, the use of group customer companies to strengthen capital flow management and market chain upstream and downstream enterprise financing needs, China Merchants Bank Qingdao branch for Haier Group issued the first domestic online renminbi letter of credit. The introduction of the RMB online letter of credit business not only solves the payment demand of the group Enterprises ' purchase, but also provides a great convenience for the enterprises, and solves the problem of payment bottleneck in the domestic e-commerce area completely. The market is constantly changing and innovation is endless.　　In August 2005, China Merchants Bank Qingdao branch opened the second domestic electronic bill business, and in China for the first time to realize the Internet to open a bank bill of exchange business and the smooth realization of the online pledge discount, which opened the domestic bank bill business a precedent. 2003, the National Seven ministries issued a document, demanding the national promotion of e-government construction. At the same time, Qingdao political and economic center of the east, import and export enterprises clearance inconvenience, the need for electronic customs clearance is increasing, China Merchants Bank Qingdao Branch and the homeopathy, the development of the launch of the "Silver Pass" business. Enterprise Customs tax only with a light mouse, you can complete the operation. Only then, China Merchants Bank Qingdao BranchOnline pay tax accumulated amount of 7.4 billion yuan, market share occupy the national market "half".　　2005 New Year's Day just after, according to textile export enterprises at the weekend to pay tax difficult market demand, the bank Ching, only in a week to open the "5+2" work system, to meet the customer's 365-day tax payment requirements, demonstrated the efficiency, high-quality products, continuous innovation and promotion capabilities, small banks run to win the big market. Since the line, China Merchants Bank's online tariff agent business has been in the country's leading financial institutions, steadily accounted for the customs in Shandong Province tariff payment agent more than 70%, for 6 consecutive years in the city's overall system to maintain the lead. January 2007, the bank in Qingdao first successful online "on the Public Utilities online collection business", the realization of enterprises and institutions in the net easy to pay electricity bills desire.　　As of the end of 2008, the implementation of electricity tariffs collected nearly 3 billion yuan. Innovation is the soul of the 2005, China Merchants Bank Qingdao branch successfully won the bid "Qingdao city-level agencies pay the contractor Bank project." October 2007, successfully won the bid "Qingdao municipal government agency subsidy issued the contractor Bank project." China Merchants Bank Qingdao branch specially set up the project team, and successfully developed payment system procedures, so that the development of the work smoothly. As of the end of 2008, the Qingdao branch of China Merchants Bank was Qingdao Finance Bureau, Intermediate People's Court, Procuratorate, land Bureau, Municipal Forestry Bureau, Audit Bureau, Municipal Transportation Committee, Drug Supervision Bureau, Safety Supervision Bureau, City Construction Commission, city Planning Bureau, Municipal Sports Bureau,　　Municipal Sasac and other 52 municipal organs issued subsidies 32,000, the cumulative amount of 90 million yuan. 2008, China Merchants Bank Qingdao Branch Innovation launched the "Financial business Card" business, and obtained the approval of Qingdao Municipal Finance Bureau, began to promote in the whole city system. China Merchants Bank Qingdao Branch According to the local characteristics of Qingdao, the financial business card back-Office system for a comprehensive upgrade, and the implantation of some unique functions, to achieve a seamless interface with the local government departments. June, Qingdao District Finance and high-tech zone finance took the lead in the start of Qingdao City financial business card pilot work. China Merchants Bank to complete the products and services for the two areas of the total card issuers near thousand.　　One of Qingdao South District Finance Bureau of the Treasury centralized payment system successfully realized with China Merchants Bank business card system directly linked. In the one-month trial run time, Qingdao City financial business card has been realized 286 strokes, the cumulative amount of 372,000 yuan. Through the pilot operation of the financial business card of the two districts, the Finance Bureau and the Qingdao branch of China Merchants Bank have accumulated valuable experience, which lays a solid foundation for the comprehensive promotion of the financial business card of Qingdao City.　　China Merchants Bank also became the only commercial bank with Qingdao and operation experience.　　October 2008, China Merchants Bank Qingdao branch successfully won the bid "Qingdao municipal Treasury centralized Payment agent Bank project", and successfully developed a dedicated payment system, but also innovative launch of "six Professional", "Six free" service, become the fastest line of business, to ensure the highest success rate of the bank. January 2008, China Merchants Bank Qingdao branch to take the Olympic opportunity, combined with the city specialColor, innovative launch of the Qingdao City theme card-"Sailing capital" card. This series of cards not only has all the financial functions, and in the face design to display the island City theme elements, known as the "Island City business card."