China Post mobile payment billion yuan service base settled in Chongqing

The intermediary transaction SEO diagnoses Taobao guest stationmaster buys the Cloud host technology Hall

Daily economic journalist Shei Zhenyu from Chengdu

"Mail Boss" China Post, is expected in the transaction amount of more than 10 trillion yuan in the Internet mobile payment field "a piece of soup."

Recently, China Post intends to invest 100 million yuan to establish an electronic payment service base, exerting mobile phone and internet payment. It is reported that the PBC Chongqing Management Department has accepted the application.

In this regard, financial industry expert Wu Chunyong pointed out that this shows that China Post began to pay in the field of Third-party payments, "the Internet and mobile payment market prospects, especially in the field of mobile payments rapid growth, demand is being stimulated." However, in this area Alipay and other big giants have prevailed, China Post will face challenges in this area. ”

Build Service Base Layout

June, China Post has reached a strategic cooperation agreement with Alibaba, the two sides will be in the logistics, electric business, finance and other fields of cooperation, one months later, China Post to make the Internet mobile payment.

It is understood that China Post intends to invest 100 million yuan to establish electronic payment service base, exerting force mobile phone and internet payment, China Post Group is the main body of the investment, the PBC Chongqing Management Department has accepted the application.

The People's Bank application Information bulletin shows that China Post Corporation invested 82 million yuan, accounting for more than 82%; Zhongqing Postal Company contributed 9 million yuan, accounting for 9%, Shaanxi Province, the postal company contributed 9 million yuan, accounting for 9%, office location in Chongqing.

It is reported that the company intends to apply for the type of payment business "internet payment" and "mobile phone payment", business coverage of the whole country, the use of the payment business related systems are developed independently by the company, its ownership is entirely attributable to the company.

The move is seen by outsiders as the postal layout of China's third party payment area. "By building such a platform, make an entrance for the Internet mobile payment." "China Post will be able to obtain third-party payment qualifications," said Wu Chunyong, a financial industry expert and three-net fusion editor.

Why China Post suddenly announced the creation of the Internet mobile payment platform, Internet analyst Shou gave another possibility. "There is an electric business platform under the post, but the post itself does not have the corresponding payment qualification." "Shou sent the idea that the Post's ideas could provide payment services for its electric platform, the Mail network.

"Daily economic news," the reporter learned that the electronic platform Mail Music network by China Post and Tom Group together to create, the main sales of brand apparel, luggage shoes and hats and so on. China Post holding 51%.

"Without qualification, there is no internet, mobile payment capacity." "Shou sent to say that the future to apply for a corresponding qualification, China Post or more on the service itself of the electric business." At present, the market prospect of third party payment is unanimously optimistic.

10 trillion market?

Today, the concept of internet finance continues to warm up, internet payments and other businesses have become the field of domestic enterprises.

"Third party payment market prospects, especially mobile equipment penetration rate and the actual use of more and more high, the corresponding channel gradually through the development of more rapid, is a broad market space." "Wu Chunyong Analysis said.

The latest figures also reflect the rapid growth of the market. In May this year, the China Payment and Liquidation Association issued the "China pay and clearing industry Operation report (2014)" shows that in 2013, the third party payment market size reached 16 trillion yuan. Among them, the total processing of internet payment business 15.001 billion, the amount of 8.96 trillion yuan, respectively, the growth of 43.47% and 30.04%. Payment agencies deal with the mobile payment business 3.777 billion, the amount of 1.19 trillion yuan, respectively, increased by 78.75% and 556.75%.

Third party payment market, especially the rapid growth of mobile payment, is widely favored by the outside world. However, some analysts believe that China Post today's layout, also face a lot of tests.

"Alipay, Tenpay and other giants have firmly occupied the market, and later want to seize the market is difficult." "Wu Chunyong said.

At the beginning of this year, the data released by the Analysys think-tank showed that in 2013, China's third party payment institutions accounted for 42.51% of the total business turnover, Alipay accounted for 20.37%, Tenpay accounted for 6.69%.

At present, the domestic third party pays the market the competition is also more intense. Last year, the mobile payment market has become the focus of the Internet giant layout, Baidu, Sina has launched mobile payment business. At the end of last year, the pay-for-treasure wallet and micro-letters paid a markedly upgraded competition.

"China Post's existing play, its advantage lies in its own strength, the integration of resources and so on." Wu Chunyong to the daily economic news reporter that its short board or in the specific operations, as well as the promotion of the later and market operations.

In the future, China Post's third party payment business, if the "seamless docking" of China Post's banking business, will undoubtedly have more room for development.

In April this year, the China Post reported that the Postal Reserve Bank has 430 million customers, ranking first in the country, which opened electronic banking channels of customers up to 90 million. (Intern Huang contributed to this article)