China Telecom pushes "Tim Yi Bao" three major operators layout internet finance

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[Abstract] The service was officially launched on March 28, through the wing Payment client and Web page can be opened.

Tencent Science and Technology Guoxiaofeng May 14 Report

As the internet boom has been rampant, telecoms operators have been quietly reaching out to their tentacles. According to Tencent Science and Technology, China Telecom (micro-blog) in the recent low-key launch of financial management products "Tim Yi Bao", through the wing payment clients and Web pages can be opened this service.

Tencent technology from the exclusive access to information, the service was officially launched on March 28, it is by the China Telecom's Tianyi E-commerce Co., Ltd. ("Wing payment") is responsible for the development and operation, is based on Monetary Fund financial management products, its first partner is China Minsheng Bank.

Service forms are basically similar to the current Internet financial products. User opened "Add Benefit Treasure", the account balance can be automatic financial management, payment of funds to the wing to pay accounts can be readily mentioned and consumption, but also to obtain benefits, the whole process will not incur any fees. The monthly package consumption of 89 of users as an example, if a one-time deposit of 20000 yuan, in accordance with the nearly 3 months of 7th Annual return rate (about 5) calculated, its one-year potential financial income equivalent to the annual cost of the bill.

And in order to attract users, as long as China Telecom "Le enjoy 3G" package users, in 3721.html ">2014 years before June 30 opened" Tim Yi Bao ", not only to obtain financial benefits based on money funds, but also receive 4GB traffic. At present, China Telecom's official data show that more than 110,000 users nationwide to open "Tim Yi Bao."

"Tim Yi Bao" This internet financial wealth products can be said to be China Telecom in the Internet financial sector, another useful exploration.

At the end of 2013, China Telecom put forward the strategic goal of "building new China Telecom" and focused on promoting innovation business development. Among them, "service the People's livelihood, promote the general benefit finance" as the theme of the financial sector is the important part of China Telecom innovation business.

How big is the impact on Internet financial products? data show that the three major operators of the subsidiary companies in December 2011 to obtain Third-party payment licences, the qualification is clearly not a problem, although the start of the late, but their own card bundle advantage can not be ignored.

At present, the market spread more than the argument is for the current telecom operators to launch the contract machine, that is to say, customers deposit the money in advance to purchase the contract machine, the operator will buy it as a money fund, the expiration of the return with benefits, in the access to telephone, terminal, flow can also carry out financial management, other Internet financial products cannot be done. This is also the basic carrier card sticky advantage brought about by the extension effect.

It is reported that not only is China Telecom "Tim Yi Bao", other two of other related products are also in preparation. 4G licence issued, Mobile will be launched "and package" to pay the brand. According to China Unicom (Weibo), "Wo Pay" has been online, the product is mainly with China UnionPay cooperation. On the wealth management products, there is news that China Unicom and the Suisse Fund, Chinese Mobile (micro-blog) and the Fund is discussing cooperation.