China's first consumer finance company to unveil

Xinhua Beijing, March 1 (Xinhua Yua Ruifang, Liu Can Yang) after a short more than 40 days of intense preparation, China's first consumer finance company--North Silver Consumer Finance Co., Ltd. March 1 in Beijing, and for consumers to handle business.　　Consumer finance, a new type of financial business, has since officially been rooted in China. On the same day, the north bank consumer finance company also with the Beijing Big China Electric Appliance Company to start the cooperation ceremony, settled in the large part of the electric appliance store to transact the business on the spot.　　Dazhong Electric Appliance is Beijing household appliance chain Enterprise leader, the annual sales of nearly 10 billion yuan, the market occupies a share of perennial home appliances market in Beijing first.　　According to Beijing Bank's assistant, deputy general manager of Song Wenchang consumer finance company revealed that, in addition to medium-sized electrical appliances, the north bank consumer finance Company and Gome, Wangfujing Group and other businesses signed a cooperation agreement to provide consumers with consumer financial services. It is reported that the north bank consumer finance company can provide consumers with household appliances, mobile phones, computers, furniture and other personal consumer durables loans, as well as education, decoration, wedding, tourism and other general-purpose personal consumption loans. The reporter learned that, compared with other credit business of the bank, it is not only the speed of approval, the flexibility of service, but also the need to provide collateral and guarantee in the consumer finance company.　　The applicant should only fill in the Simple application form and attach the identity document and income certificate, approved by the credit auditor of the consumer finance company, can obtain the consumption financing at the scene, the financing amount is 5 times times of the personal income. Yan Bamboo, Chairman of the Bank of Beijing, said the establishment of the consumer finance company not only satisfies the consumer financing demand of the consumers, especially the young people, the young families and the middle and low income households, so that the middle and low income people can enjoy the convenient and fast consumption financial service, and change the consumption idea, stimulate the consumption growth, enlarge the domestic demand, Improving people's livelihood will have a positive impact.