China's real estate development loans and personal mortgage loans accounted for 20% of the loan increase

Xinhua Beijing, January 13 (Xinhua Wang, Duyu) vice chairman of the China Banking Regulatory Commission Wang 13th in the National new office held a news conference revealed that the current China's real estate development loans and personal housing mortgage loans have accounted for the increase in loan one-fifth. Wang said that the real estate market has become an important area of China's economic development, but also an important area of banking business.　　So far, real estate development loans and personal housing mortgage loans have accounted for the increase in loans and the entire loan balance of about 20%. Wang said that the banking industry attaches great importance to the risk of real estate development and personal mortgage loans, the implementation of a comprehensive credit for real estate development loans, the demand for the developer loan Project Capital to be in full and in time in place.　　At the same time, the second set of personal housing mortgage loans with investment and speculative, that is, in order to sell and value added to the purchase of the behavior, the implementation of effective risk control. Wang also revealed that the current China's real estate development loans and personal mortgage loans, the quality of assets remain stable, as of last year at the end of the third quarter continued to maintain non-performing loans and non-performing loans ratio of double decline.