Committee members suggested that the relevant departments of the state actively push bank development "fast payment" to make up for net silver deficiency

With the rapid development of e-commerce in the country, the development of related financial payment services has also been widely concerned. During the NPC, some representatives suggested that the relevant departments of the State should actively promote the cooperation between the banking sector and the third party payment industry and provide strong support for the healthy development of E-commerce.

CPPCC members, Zhigong Central, China Electronic Information Industry Development Research Institute deputy Dean Xu Xiaolan put forward the relevant motion: the construction of state-related departments should actively promote the banks and third-party payment agencies to develop "fast payment" way to make up for the shortage of net silver.

A few days ago, the CPPCC member, the Central University of Finance and economics professor Qiang in the proposal, the central bank to develop policies to encourage banks and third parties to pay in the "fast payment" in the field of innovation cooperation.

Fast payment is Alipay and the bank at the end of 2010 to launch the cooperative innovation products, with "high rate of payment success, good customer experience, safety compliance" and other advantages, the current Alipay, China UnionPay and other mainstream third-party payment companies are vigorously promote this new type of capital channels.

In the view of the relevant representatives, the traditional network silver such a backward channel of funds has not been able to keep pace with the current E-commerce run, extensive use of the traditional network of silver channels, but will greatly affect the overall efficiency of network payments.

The net bank channel of China is an online payment system developed by the commercial bank last century. In recent years, this kind of traditional funds channel has gradually appeared "cumbersome operation", "Browser compatibility is bad", "payment success rate Low" and so on short board, at the same time, the operation mode of multiple page jumps, also gives the user to increase the risk of Trojan fishing fraud. Previously, in Taobao's "Double 11" big promotion, bank net silver has been overwhelmed by the peak volume of trading peaks, "collective congestion."

Xu Lanping called for the bank, as the whole network to pay important links, should actively cooperate with the third party to pay for innovative payment, the central bank should also promote the "fast pay" industry standards.

Qiang said, Alipay took the lead in the introduction of fast payment methods, not only the use of security, convenience, can be used across mobile phones, notebooks and other terminals, and will pay success rate from the traditional way of 65% to more than 91%. This means that online merchants do not have to do any other input, only because the payment success rate of the promotion can increase more than 30% of the turnover, for E-commerce enterprises to create great value.