Does the bank card change the core number? Ready to change the card of the students come and see ~

According to the central bank deployment, by the end of October, the national POS terminals will close the financial IC card downgrade transactions, that is, November, the domestic existing magnetic stripe and chip of the composite financial IC card will not be able to brush magnetic strips for trading, can only card trading ...

Reporter visited the provincial capital of the bank found that for "magnetic old core", different banks not only charge standard, change the card can retain the original account also have provisions. At present, the market has a magnetic stripe and chip in one of the composite financial IC card more for Social Security card, the recent processing business of the public is not much.

"After changing the chip card, I heard that the account must follow the change, feel very troublesome." "Mr. Lu, who is in the process of withdrawing money, said that after the account change, the business of withholding and withholding by the bank basically needs to be rebind." "In this way, I have to run to tap water, electricity, gas, cable TV, telecommunications and so on all have the relevant business units, to the bank for the withholding of the payment business." In case you forget the bank card is also tied to what business, missed the deal, but also face pay late fees, you said that injustice does not injustice. "At present, there are two types of customer card change, one is to change the card for the account, in this case, the spot can get a new card." In addition, ABC, ICBC, and other banks have provided the security number business, waiting for a period of time, customers can get the same account of the chip card.

Why do I have to wait a while to get the chip card for my account? A bank worker introduced this to the safety of chip cards. The chip as the medium of the bank card capacity is large, can store key, digital certificates, fingerprints and other information. The information of the card is written in the chip, which is protected by the key for reading or writing, and is not easily duplicated like a magnetic stripe card.

The security advantage also increases the cost of the chip card in both hardware and software. On the hardware, the new bank card is the factory batch of prefabricated cards, if the customer holding their own card number, certainly with the prefab card number does not match, the bank will find manufacturers custom. Software, the current bank magnetic stripe card and chip cards are two separate back-Office system, the same number after the card to carry out the relevant system conversion.

Although the people's livelihood, Pudong and other joint-stock banks are still unable to deal with the Cabao business, but the network staff said that with the development of chip card issuance work, next year will be possible to launch related services, customers can wait a little.

In addition to the provisions of the security number business, each bank Exchange card charges are different. AgBank, BOC, Pudong, etc. do not charge fees, ICBC, CCB, the bank, according to the different types of cards charged 5-20 yuan fee.