E-commerce plus insurance Absolute 1+1>2

Always think of themselves as a super network shopping fans, from clothing to digital, home appliances, and then to furniture, cakes, print business cards, pay the water and electricity gas, I have done through online transactions. Because I feel that online shopping is not just for cheap, but also for convenience, I even wild fantasy in the future only three types of enterprises in the world: Manufacturing, E-commerce and logistics distribution.

In line 360, line can do E-commerce "in my imagination of the future of E-commerce, in" the next decade and the Internet "I think the Internet next decade belongs to E-commerce, in particular, the real economy to e-commerce development will be the future trend and great innovation point, also contains huge business opportunities. A few days ago, ready to buy a medical security, I often received a number of insurance salesman phone, I recommend insurance. But my heart always feel, they each said have moisture, always to me constantly recommend all kinds of protection ...

At this time, I think of the Internet to buy insurance, because it can greatly simplify my process of distinguishing between true and false, but also to help me clearly identify is not a formal channel. And with the rising per capita income of China, the increasing awareness of insurance, we may not have so much vigilance on the insurance industry, when buying insurance becomes a habit, I think the Internet to buy insurance will naturally prevail.

A group of data on the insurance E-commerce, in 2007, in the global online coverage of 208.54 billion yuan income, Europe and the United States and Japan accounted for 85%, China accounted for only 1.4%; it is expected that in the next 10 years, there will be 31% commercial insurance transactions and 37% personal insurance transactions through the Internet. China's online insurance market is expected to reach 26.73 billion yuan in 2011.

From this set of data, we can see the development of E-commerce in Europe, America and Japan, as well as the development of insurance industry. It seems that the development of e-commerce in China and the development of insurance is synchronized, the current Chinese online shopping market, although the annual growth rate of 100%, but still face many problems, the most important is the Internet shopping rules and regulations are not sound, online shopping is not high, online shopping is not for convenience, but for cheap. and the insurance industry, there are still many people disagree, not aware of the importance of insurance, and even to buy long-distance tickets is not to buy insurance and entanglements.

E-commerce of insurance must be recognized by users with the rapid development of electronic commerce and insurance. Currently Taikang Life, Taiping, PICC and many other insurance companies have opened the online insurance business. The survey found that the current online life insurance business is the most complete range of Taikang life, covering investment, ailing, travel insurance, comprehensive accident, vehicle accident, health insurance, regular life insurance, such as 8 individual categories, and has a very convenient payment tools, very convenient operation, the price is very transparent. This mainly benefits from Taikang life in the online insurance business ahead of the layout and strong investment.

For consumers, buying insurance over the internet and buying clothes over the internet is a big difference. Because you buy insurance through the internet to go to the official website of the insurance company, such as you buy Taikang life of the regular life insurance, you just log on to Taikang Life website can be, rather than go to a third party shopping site, also not a person selling the shopkeeper, from this point of view, the security of online shopping

Second, online buying insurance can see more transparent prices. How much should insurance be sold? This is no longer the salesman said, you can directly on the official Internet to see direct prices. At the same time, online buying insurance also means convenience and savings. The data shows that the net buys the insurance to be able to save the transportation expense 75.48%, the communication cost 64.31%, this also means may disguise the savings premium, is also one kind of very environmental protection green buys the insurance way.

I am personally very optimistic about the network insurance industry, because this industry is in the booming two industries intersection: e-commerce and insurance industry. Ma, horse, Robin Li, these internet bosses, agree that the prospect of E-commerce Unlimited, so for e-commerce and life, the future immeasurable. The insurance industry will also bring about greater market space with the development of China's economy and the enhancement of people's insurance consciousness. E-commerce plus insurance, the inevitable is 1+1>2, the future is a China market!