"Economic Herald" "Internet financial turmoil Again" interview Guo

    "economic Herald" reporter Ningjiayan, Wang Yajie on internet finance related issues interview China Association of Experts, China Trade Net CEO Guo, the following blue font part of the Guo view.

Internet companies and brokerages have a hand in the Internet financial business, while creating more trading models, it is inevitable to produce more financial models

Herald reporter Ningjiayan Wang Yajie jinan report

The development of internet finance has recently been rather quiet. 9th, the Internet Financial concept unit Business Bao issued a notice that its wholly-owned subsidiary of Zhejiang Network Sheng Financing Guarantee Limited (hereinafter referred to as "net-shing financing") was approved to carry out financing guarantee business.

At the same time, there is a message that Ali finance will be introduced next week credit payment, that is, users use Alipay payment no longer bundled with credit cards or card, can directly overdraft consumption. Alipay Public Relations Manager Zhu Jian subsequently to "Alipay has no overdraft function, but in cooperation with financial institutions, consider the introduction of credit payment products" clarified.

There is no doubt that the most sensitive commercial bosses will not miss the feast of internet finance.

The integration of Internet and finance brings new opportunities for the business development of traditional financial industry, including channel development, product innovation, mode innovation, risk screening and innovation of control means. Guo, expert member of China Internet Association.

Financial information provider turned

This financing guarantee business was approved, which means that business, data, financial "three strategies" is nearing completion of the layout, its long preparations for the Internet financial business plate is about to set sail, will be business-to-business online trading platform, business-to-business large payment platform, Financing platform.

China E-commerce Research Center analyst Zhang Zhouping to the Economic Herald reporter analysis, "business-to-business in recent years, a significant trend is from information services to online transactions, the rapid growth of e-commerce transactions to promote a large number of e-commerce habits, fast and efficient financial products produced, And it derives the demand of financing guarantee. "

is a fancy network Sheng financing in the Internet finance many innovative points, to ease the financing of small and medium-sized enterprises have a huge boost function, Zhejiang Province, the Commission and Finance to do business treasure all the way" green ", which undoubtedly to encourage the Internet financial innovation to create a good atmosphere and walk in the forefront of the

According to the Bulletin, business treasure The move is to provide the transaction members of its Business-to-business trading website with financing, guarantee and other services, in order to ease the financing of SMEs, loans difficult situation, promote the development of SMEs in the region, and further promote the stable development of the company's members in order to facilitate the company's

"Through the bank and our double audit, the network Shing financing developed a series of wind control mechanism, which undoubtedly to the company's funds security on a ' insurance’。 Said the senior insider at the business treasure.

Brokers compete in new fields

Just last week, the market also rumored that the Great Wall Securities and Tencent joint Venture Network Securities company, is currently applying for a licence. That night, Shenzhen, which holds 13.06% shares of the Great Wall securities, then issued a clarification notice that the Great Wall securities has been working with Tencent and other electric enterprises to discuss business cooperation matters, is currently limited to the Tencent Pat Online open a securities market consulting products flagship store.

There is no denying that the brokerage has become the trend of internet finance, however, the current slightly confusing.

where the Guotai's online shopping mall has characteristics of financial management, distribution funds, mobile newspaper, investment portfolio and investment software and other commodities; Huatai Securities [0.8% Funds research Report] "up le net" not only can open an account online, can also invest in fund products, trust products; Qilu Securities was founded in February this year. Qilu Securities Rong Yi Brand shop, and take the lead in the mobile phone to achieve the opening of funds account, founder Securities [0.49% Funds Research Report], the spring friends of its online store this March also officially settled into the day Cat Mall.

Herald Reporter login site to see, Qilu Securities and founder Securities two brokerages are still focused on the sale of financial advisory services mainly, the former to invest in research and consultancy products mainly, according to the different service period, the quotation in dozens of yuan to hundreds of yuan, the latter also provides a full-time investment in the short message service, the highest quotation up to thousand yuan.

More brokers open online shopping malls are more inclined to attract eyeballs, quite "electric Shang Fan Re." For example, China-created securities in addition to the shelves of several financial products, but also covers apparel, cosmetics, jewelry digital, including luxury brands.

"As the Internet model continues to evolve, various platforms, vertical and trading models will continue to evolve, the Internet has been in subversion and subversion, evolving, and this evolution to generate more trading models, but also the inevitable emergence of more financial models." Industry insiders say.

      article Source: Economic Herald "The Internet financial turmoil (August 12, 2013), http://www.cet.com.cn/itpd/yw/937706.shtml