Editor's Blog

Because of the work, I listened to an EMBA open class. The professor's words impressed me: let go of life! This is like a few years ago, the popular "Chinese Old Lady and the American Old Lady" fable story, the general content is: Chinese old lady worked all her life, save enough money to buy a house; the old lady worked her whole life and finally paid off the bank's mortgage.

What is the wrong? After the financial tsunami, it seems more difficult to judge. What's more, in these years, Chinese old ladies have a great deal of "drive" to catch up with old ladies, travel abroad, buy luxury goods and buy flats. But it's still not easy to "let it Go".

Chinese old ladies always have a lot of worries: sons get married to buy a house, grandchildren are born to be raised, there are more and more expensive medical expenses, and more and more outrageous cemetery fees, these are firmly tied to them.

So, how to "let go of life"? The professor lived in the United States for a long time, in addition to a bank loan to buy a house, he gave his child education to save a fund, occasionally do some investment and finance, and spent a lot of money to buy a full insurance.

"In the United States, there are many things that insurers can do to help." "This is the professor's exact words," sick hospitalization, car breakdown, flight delays ... If it were not for tomorrow, it would be. I left a pension for my family, enough for them to go on living. ”

Two days ago, I saw the story of an upgraded version of "Old Chinese lady and old American Lady", a Conversation in heaven:

American Lady: Government and corporate pensions are getting less and more, only to 401 (K) to put some more money, fortunately this account is not a problem.

Chinese old lady: pay a lifetime old-age insurance, in the end the pension will lead that point, really not to pay.

Old American: The sooner the pension plan is better.

Chinese old lady: Yes, so I spend my life trying to save money.