Enlarge the bank card consumption, who gives the security environment?
Source: Internet
Author: User
KeywordsBanks commercial banks credit cards
-Shang to actively respond to the call of the State to stimulate domestic demand, the Chinese bank's credit card business frequently out of new, launched a "brush 100 back to 100, tens of millions of cash 100,000 winners", "Coupon card double discount" and other activities. However, while bank cards have contributed to boosting domestic demand, some have questioned that bank cards have become a tool for illegal hedging. In recent years, with the joint efforts of all parties, the bank card industry in China has achieved the unconventional and leaping development, and at the same time, China has become one of the fastest-growing and most potential countries in the global bank card industry. According to China UnionPay related people, in order to standardize and promote the healthy development of the bank card market in China, China UnionPay has made full use of the card organization function, cooperated closely with the national legislative and judicial organs, financial supervision institutions and commercial banks, and worked together to combat and restrain the illegal hedging activities of credit card. As early as in 2006, China UnionPay with the commercial banks sound normative system, research and development monitoring system, share risk information, organize industry risk Joint Meeting, launched the use of cards to popularize publicity, prevent and deal with the phenomenon of credit card irregularities. Apart from the organization of the various member agencies jointly developed a crackdown on credit card irregularities in the regulatory system, initial establishment of the bank card risk early warning system, China UnionPay also joint efforts to carry out the correct use of card promotional activities, reminding cardholders and merchants correct application and use of credit cards, establish a healthy use of the card concept, warning of the risk of illegal hedging. China UnionPay continues to put forward judicial proposals to crack down on credit card irregularities and actively cooperate with national legislation, judicial and public security departments to develop relevant targeted measures, and the results are preliminary. The Legal Affairs Office of the State Council has already included in the contents of the "punishment measures for market illegal activities" which are currently being enacted by the Law enforcement agency, and has made clear the basis for the punishment of the present behavior and the existing set of punishments in the Administrative regulation level. In October 2007, the Supreme People's Court and the Supreme People's Procuratorate adopted the letter of China UnionPay's proposal to crack down on the illegal practice of justice, and initiated the judicial interpretation of the illegal credit card and other crimes, and after repeated investigation and demonstration, it is now in the process of coming out. With the joint efforts of the Chinese bank card industry, China is not only the most dynamic and potential bank card market in the world, but also the global advanced level in the security of bank cards. In the future, China UnionPay will conform to the needs of China's economic and social development and foreign exchanges, further standardize the bank card accepting market, improve the handling environment of bank cards, and actively promote the security technology and business management level of the bank card by joint industry participants, especially the implementation of the recent four Ministerial committee On strengthening the safety management of bank cards and the notice of preventing and combating the crime of bank card as always, actively cooperate with and assist the relevant government departments, to increase the fraud of bank cards to attack all kinds of crime, purify the Bank of China card market environment, for the majority of cardholders to provide better quality, safe and efficient bank card payment services. At present, the impact of the international financial crisis has not been eliminated, the politicalBesides allocating 4 trillion yuan to boost domestic demand, the Government has spared no effort to launch various financial and financial policies to promote consumption growth. Bank card professionals said that for credit cards with the function of consumer credit, in the effective control of risk based on the encouragement of credit card, the direct driving consumption, promote economic growth is of great significance.
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