Everbright Bank Debit card open SMS notification fee

Xinhua News (reporter Somaly) yesterday from Everbright Bank learned that the bank from June onwards in accordance with 3 yuan/month charge "personal SMS" service charge.　　The reporter learned that at present, the banks in the SMS notification fees are not stipulated, there is free, there are 7 yuan/month high fees. Credit card SMS notice is free according to Everbright Bank's notice, June onwards, the first signing of the "personal message" service account will enjoy a 3-month free experience period, the 4th month onwards in accordance with each signed account 3 Yuan/month standard charge service fees. VIP customers can enjoy free SMS service. In addition, the account is not any changes will appear SMS notification, the default account starting amount of 100 yuan.　　Everbright Bank This charge for the object of the debit card users, their credit cards SMS notification service is not charged. Everbright Bank said that the charges are based on the "Commercial Bank service price management interim measures," the relevant provisions of the implementation. This March, the central bank, the CBRC, NDRC three ministries issued the "on the banking sector to exempt some of the service charges," since July 1 this year to exempt RMB personal account of 11 categories of 34 service charges, account opening, sales fees, pay Card insurance cards and other special types of cards will be exempted from the annual fee,　　But the SMS Notification service is not included in the waiver. Delivery of SMS notification fee of 7 yuan/month more than Everbright Bank, SMS notification fee for a few banks. Of the 11 national banks surveyed by reporters, only BOC, ABC, ICBC and the deep development, SMS notices to debit and credit card holders are free, and other banks are paid services.　　Among them, ICBC, CCB, Citic, Societe Generale, Minsheng Bank's debit card SMS notification fee amount from 1 yuan/month to 3 yuan/month range. Bank of communications credit card SMS Notification service fee totals up to 7 yuan/month.　　Bank Credit card consumption when the SMS Notification service fee of 4 yuan/month, in addition, to the account date and repayment date of the first 3 days, the delivery bank will also SMS notice cardholders timely repayment, the SMS Notification service fee of 3 yuan/month. A banker said: "SMS Notification Services are more popular, the business is certainly free of charge, and the conservative estimate of fees and charges have more than 30% people open." For example, the bank's 2010 annual report showed that the number of credit card cards exceeded 16.6 million at the end of last year.　　Do not consider the premise of sleep account, if 30% of users have opened SMS Notification Service function, a monthly fee of 7 yuan, then only this one line of income per month has 34.86 million yuan. Cardholder says "charge more reasonable by text message" Ms. Lin has 4 bank cards, for the sake of safety, each bank card has opened a message reminder function, one months of cost is 8 yuan. SMS Notification Service can quickly notify users of changes in account balances. When a bank card is accidentally lost or a bank card is stolen, the service can reduce the loss for the user. "For SMS notification fees, Ms. Lin believes that mobile operators are 0.1 yuan per message to charge, the bank why must be 3 yuan per month to charge it?" ByAccording to the monthly charge of 3 yuan to calculate, the equivalent of 30 SMS charges, but in fact many users of the bank card account monthly changes in the frequency is not so large. Ms. Lin said she received no more than 10 bank notification messages a month. "The cost of sending a text message now is cheap, and it seems more reasonable if banks can charge by text message." "(somaly) bank said that" SMS charges for profit considerations "yesterday, bankers told reporters that in the SMS Notification Service, banks will choose the form of cooperation with mobile operators, and then a certain share of income, the different banks and operators to cooperate when the proportion is different. "Because of the use of fixed port to send text messages, the cost is much cheaper than ordinary users of SMS charges." The bank said that while SMS announcements had a certain cost to banks, the business was certainly in surplus.　　This is especially true for banks with larger issuers. "SMS charges are mainly for profit, and the cardholder base can be used to increase revenue from this value-added service." After all, the bank card, especially the credit card profit means less, the bank credit card business separate accounting also intends to go public, financial statements on the pressure. The person said. (Somaly)