Everyone is barred from issuing financial plans in Wenzhou. Grey identity

10 consecutive issues, raise more than 100 million of everyone loans "full name of everyone loan business consultant (Beijing) Co., Ltd." "Financial planning, but still not been the institutions of Wenzhou Private Lending Registration Service Center (hereinafter referred to as" Lending Center ") and" gold change one of the leading party "Wenzhou financial office recognition. "Last year, when all the intermediaries were in the lending centres, they stipulated that the new business proposals of these institutions should be reported to the financial offices and the centres, and that new products such as financial planning would be issued after approval by the Finance Office risk assessment." March 5, Xu Zhiho, head of the lending center, said in an interview with the newspaper. At this stage, the financial planning scheme for all loans is still in the research process of Wenzhou finance office, "during this period, we do not allow Wenzhou investors to subscribe to its financial planning." "Xu Xian said. The response is that, so far, no official documents have been received to prohibit the issuance of financial plans, "just do not allow us to promote in Wenzhou region, but theoretically investors in Wenzhou region can still be subscribed through the Internet." "5th, a spokesman for all loans to the newspaper said. On the same day, everyone loaned out the tenth issue of the financial plan, raise funds 6 million, subscription time 1 minutes. At the end of last year, the company withdrew from the lending center, the reception center has 8 intermediary agencies, namely, speed loan state, gold operator, Fu Yuan Express, Huanhuan, climb far, wing long loans, everyone loans, Zhejiang credit. In addition to the Pterodactyl loan and everyone's credit (Rowe), the remaining 6 are doing one-line lending and matchmaking business. Test water supervision effect of "weak" Peer-to-peer network lending specific regulatory measures in the domestic has not been conclusive, a number of peer-to-peer institutions into the lending center is also a "gold reform" innovation policy "good shade" attitude. The lending centre and the local financial office play a role in controlling certain market risks, and the industry also hopes that data monitoring and analysis of such institutions will provide pilot experience and effective advice for future regulatory policies. But it's not easy to execute. "Our Daily transactions in the lending centre, as well as the identity information of both sides of the loan, are to be filed with the centre." "Wing long loan CEO constructed said to this newspaper. But outside of Wenzhou, lending centers and financial offices cannot be monitored. "We just Wenzhou, the outside of the region can only observe the business." Xu Tan said that if the whole is feasible, can also be applied to Wenzhou, without its approval, the center's client resources will not be handed over to the agency. Everyone loans The financial plan, issued to the country. The center requires the transaction to be filed, and only the project involving Wenzhou. "There are two types of projects we need to file with the centre. One is the transaction generated at the center site, and the second is online borrowing both parties involved in Wenzhou registered companies and identity cards issued by individuals in Wenzhou. "This is explained by everyone who lends. And the key is that everyone credit, said the transaction information submitted does not include financial planning items listed, but the unified list in the trading directory. This means that even if the Centre stipulates that the financial plan for everyone's loans cannot be implemented in Wenzhou, it lacks adequate monitoring and tough penalties. However, the lending center itself is not a government department, is the Wenzhou Federation of Commerce (a set of horses, two brands) 22 mainFor the Member (14 legal persons, 8 natural persons) The contribution 6 million establishes. And the general pattern of financial planning is that investors call everyone to lend a sum of money from everyone to the loans to several loan items. Although Xu stressed that the project involved in financial management needs to be labeled, but not labeled also can not know. "We have not yet studied the model of the financial plan, the potential risks and other issues, and do not recommend the promotion of this product in the Wenzhou region." Xu Zhiho said that the financial office approval mainly depends on whether the risk is controllable, including the scale of financial products, funds check, the investment is reasonable and so on. According to constructed, the loan center of the year before the meeting discussed the financial plan, the intention to issue similar financial products of the wing lung loan by the lending center is clearly not allowed. "Our headquarters in Wenzhou, the center of the guidance is very important, and then had to dismiss the idea." "Shell" companies in fact, all loans are not directly to the lending centre. In line with local policy, everyone loaned another in Wenzhou registered a "Wenzhou PU Letter Business Consulting Co., Ltd." (hereinafter referred to as the Rowe) of the company, and "Pu letter" status into the lending center. Credit Center said that related to Wenzhou, the relevant trading projects, all loans should be in the name of Rowe to complete. However, the above people's loans revealed that the local business is still to be completed by everyone, involving transactions and financial information are credited to everyone. According to this argument, whether the transaction data and information of the operation of the parent company should be sent to the lending center and the financial newspaper, there is still room for explanation. Even in the name of Rowe Project, the lending center can not know whether the mother of all loans in Wenzhou to carry out other business. Wenzhou Trade and Industry Bureau Enterprise Information Display, Wenzhou PU Letter Business Consultant Co., Ltd., established on April 23, 2012, the scope of business including financial supporting business to provide advisory agent services, private lending business services, investment advisory, economic information Consulting (above all do not include securities, futures Consulting), computer network technology research and development, services.