Fake divorce in China to circumvent new deal on property

Xinhua Changsha April 28 Electricity has more than 10 years of happy marriage and life of Hunan Changsha Li Guoliang couple, recently but suddenly ready to divorce. They have been concerned about the second-hand housing market, is ready to sell when they met with the new house production policy. According to the rules, the couple who already have a house cannot enjoy the mortgage offer.　　To this end, they are willing to give up more than 10 years of marriage, to fight for more favorable mortgage.　　In order to circumvent the high interest rate of two sets of mortgages, slow marriage, naked marriage, fake divorce began to emerge in some cities. China's recent new house production policy has tightened two of mortgages.　　According to the standing meeting of the State Council held on 14th, the proportion of loans to the families who buy the second housing should not be less than 50%, and the loan rate must not be less than 1.1 times times the benchmark rate, which is much higher than the first mortgage rate. The second-tier city of Changsha, for example, a housing loan rate of 1.1 times times more than 85 percent discount to pay more than 100,000 yuan interest.　　In a first-tier city where prices are high, the difference in interest may be 600,000. "Two suites are based on family units. I have no real estate after the divorce, before the loan, and then the purchase is still the first suite. The first agreement to divorce, the property is awarded to her, and so I apply for the mortgage, and then remarry.　　"Li Guoliang said. For divorce, remarriage, 42-year-old He did not worry: "It is only expedient, and now divorce is not like before, do not need to suffer from social criticism." Fanning, deputy governor of the Bank of China's Changsha Wu Jia Ling Branch, told reporters that before the new deal came out, the first suite and the two-room mortgage rates There is a certain difference, the use of false divorce to seek preferential housing policy practices and a few.　　And now the first and two suites to apply for loans in the down payment and interest rates on the difference further increase, "fake divorce" phenomenon may be more.　　In addition, in China, known as "marriage is a top priority", many people choose to suspend their marriage plans for preferential buying. Suyun, a 28-year-old native of Changsha, who has been married to a late-marriage teenager in China, has been forced to marry by her parents, but she has to postpone the wedding because of the new deal. The original set of property rights that parents bought a few years ago is registered in Suyun's name. "If I get married now, we'll buy a second apartment, and the pressure will be great." In order to reduce the purchase pressure, can only wait for the boyfriend to buy a house and then married. Suyun said, "As long as the feelings are, it's okay to get married later."　　"A good friend of the reporter Wu Guiyan and boyfriend have been together for 6 years without real estate, but the feelings of stability they are going to buy a house and then" get the card "married. "Marriage can only enjoy a set of preferential policies, and simply bought two suites again knot." "Wu Guiyan said. When the reporter asked if worried about marriage, Wu Guiyan said: "If the feelings so easy to change, it is also a good thing not to get married." "In the past, many Chinese have talked about divorce, and modern Chinese young people pay more attention to love itself and the quality of marriage, which is why they dare to change their marriage plan because of the property policy." "Hunan DivisionDinggayong, an associate professor at Fan University's College of Arts.