"Financial cloud" looks beautiful beware of "cloud"

The financial industry is regarded as one of the most important areas of information application, cloud computing as the key technology to enhance information, its application in the field of finance exploration of nature becomes a key issue. "Cloud computing is the future of the development trend" This view is understandable, so far, however, cloud computing still has many problems to explore, such as vague definitions, uncertain cloud products and services, a wide range of technologies, noisy vendors, security risks, chaotic cloud computing standards, business models, impact on existing business and it processes, and so on. Therefore, the financial cloud how to hit the ground need to be cautious!

The healthy development of modern financial service industry relies on the safe and efficient information system support. Cloud computing, seen as a revolutionary breakthrough in the information industry, is an unavoidable future trend, and the landing of cloud computing in the financial sector will be a huge boost for many companies in terms of reducing costs, increasing efficiency and boosting corporate incomes. At the same time, in terms of technology, regulation, innovation and talent, cloud computing also poses great challenges to the financial sector.

First, security and privacy protection issues. The financial sector has a higher demand for data security and user privacy protection than any other industry requires. Financial industry is the specific management of the money industry, customer privacy, enterprise data security, product safety and so are particularly important. There have been instances of leaks of tens of millions of customer information, although many argue that "security is not an important factor impeding the development of cloud computing", but it still does not dispel the concerns of financial structures. However, if this problem can be solved, not only the financial industry, many industries will move towards new development space.

Second, regulatory issues. The financial sector is an industry that needs to be highly regulated. There are many policies and regulations involved in the financial field at home and abroad, and the relevant departments, such as supervision departments and audit departments, should be fully controllable to the financial institutions ' business, financial data and it facilities so as to guarantee the normal and stable operation of the financial industry and even the national economy. Cloud computing technology may help regulators achieve the effective management of public funds liquidation and regulatory channels.

Moreover, the talent supplies. The rapid development of science and technology requires a wide range of professional personnel to do support. This is still the key problem that our country faces every industry.

In addition to the above three major problems, how the existing IT architecture of financial institutions can be merged with Cloud computing, how to utilize the value of existing IT resources, and how to avoid being abandoned, how to manage and so on will be faced in the future informatization development of financial industry.

Although the cloud computing industry still has many difficulties, but with the global financial environment increasingly internationalized, more and more foreign banks into China, many domestic financial institutions to the forefront of competition. In response to the changing economic environment and market, financial institutions are also looking for suitable solutions to help enterprises to innovate quickly, open up new business, improve service level and so on. At present, IBM, SAP, Kingdee, HP and other domestic and foreign manufacturers have launched the corresponding financial solutions, but still need to further study and cultivate successful cases for industry reference.

From the financial institutions themselves, it is necessary to actively try and explore new technology in the cautious, avoid blindly in the rut, behind closed doors. In the careful exploration of the road to find a suitable for their own "cloud" road, to avoid the wrong "cloud".

(Responsible editor: The good of the Legacy)