--to see how the financial net brings about the innovation of the electric business
Guide: With the advent of the information age, the Internet with innovation, openness and integration posture, has become an important part of people's practice and daily life, but also spawned and developed a lot of new industries and departments. The rapid rise of internet finance is one of the important representatives of the financial sector, which is renowned for its professionalism and strict wind control, is being "steeped" by internet finance. In view of the current structure of the financial ecosystem, how to find a balance in it, and look at the new Internet financial model-China's first financial boutique shopping guide platform is how to operate, and how to carry out financial consumption innovation.
Intermediary this industry has a long history, a variety of intermediary forms throughout our work and life scene, the author here will not say more. As far as the financial intermediary is concerned, the value of its existence lies in increasing the efficiency of capital circulation, or strengthening the credit base on which the finance depends. A simple example shows that there is always a need to match the large number of idle capital and demand funds in the market. In this process, in addition to matching work, but also involves more in-depth information disclosure to both sides, thereby strengthening credit and the risk of capital pricing, that is, interest. Financial intermediaries engaged in this business for a long time, mastered a large number of funds and supply and demand for both sides have more comprehensive information or professional methods to evaluate, so we see the long-term existence of financial intermediaries.
As a very innovative financial electric business model has a wealth network (www.youcai18.com), in fact, from a broad sense is a financial hub category, the Web site to adapt to the financial Internet innovation, relying on large data and Internet technology, to meet the broad masses of online financial consumer demand, committed to providing authority, Efficient and customized online financial services.
It is reported that the financial network in July 2014 to get the Sea Tong Ji Wo, East Wu Direct investment, Stone capital of the first round of joint investment, and in September 2014 lightning to complete the letter-FAI-A + investment. Today has a variety of financial products to meet the needs of various types of investors, compared to many Internet financial start-up companies choose to start from cock silk or directly into the peer-to-peer market, there is a unique financial boutique model of electronic business to the industry. Leading the innovation of the financial electricity business, it finally boils down to have the financial network to "the finance hub" the brand-new interpretation, in order to change the financial investor's online consumption habit.
H-happy, Happy Investment
Since last June, Alibaba launched the "Balance Treasure", nearly two months to absorb capital 25 billion yuan, July, Sina released "micro-bank", August, micro-letter 5.0 version and "Tenpay" through, similar to "balance treasure" and other emerging Internet financial products, the bank and other traditional channels of financial management has formed a positive impact.
and emerging financial channels have a number of advantages. "Online purchase of financial products is very convenient, go to the bank to buy products not only spend more time on the road, but also by the bank to work time limit, but the Internet to buy all kinds of financial products to achieve a full day 24 hours of work, the greatest degree to meet the needs of netizens."
It can be said that the Internet has brought more fresh blood to finance, but also easier for investors to accept, internet finance or the financial Internet, Internet and financial genes are moving towards a more wonderful integration.
The original intention of having a financial net is to maximize the time to save investors, cost and efficiency considerations, its core team comes from the Eastern wealth (stock code 300059), Hang Seng Electronics (stock code 6000570), dispatch, several meters fund, good buy wealth and other large Internet financial platform or financial third party organization , the Internet and financial dual genes are particularly prominent, is a collection of technology, products, marketing, operation and multidimensional elite of the perfect combination of more than 10 years of financial net process, eventually converged on the Internet financial innovation in the big wave. Its commitment to use advanced technology and large data for financial consumers from thousands of financial institutions to select more worthy of consumption of financial products, a one-time solution to the user selection of financial product of the sense of panic, single-minded for users to create efficient, convenient, professional and other financial quality shopping guide services.
U-you, customer service first
The constant change of economic development situation, the diversification of customers ' demand, the speed of merging of financial industry and the requirement of bank's own risk control are all pushing forward the innovation of financial and financial products.
Have a financial network adhering to the concept of customer first, to customer-centric, to create a platform for electronic business. Its senior team rely on their own tough financial and internet background, closely around value-added and risk-averse for the majority of investors selected from the major financial institutions of the best quality products, so that financial Internet services more targeted, professional. The most commendable is that there will be a regular financial network from thousands of institutions of hundreds of thousands of kinds of financial products selection of quality products for Internet users online to buy financial products to provide a concise, efficient, professional financial boutique shopping platform.
B-business, financial open cooperation platform
Have a financial network to innovate the financing of the Electronic Business Solutions for financial enterprises to build Internet strategic services, to create an open financial cooperation platform effectively with the idea of "big finance"; At the same time, also broke the traditional decentralized financial sales channels, the financial products presented in the network, so that investors fast, safe and efficient to achieve the purchase, To create a new model of financial cooperation.
By relying on the advanced technology of Internet and the strong support of our partners, has a financial network has been on line several products, including funds, financial management, insurance, securities and other business, which includes the award of the Golden Taurus Fund company jointly with Societe Generale Bank launched the shopkeeper purse (the shopkeeper purse is March launched a balance of financial tools, On line three month scale quickly climbed to 47 billion yuan, in many internet baby won the investor's great concern and the trust, and ranks among the top ten base camp. And Tian ' an insurance for the business Traveller group customized cost-effective aviation accident insurance is undoubtedly the insurance industry aviation Italian products in the boutique, low premiums, high coverage, within one year unlimited flights, very suitable for business travellers and travel enthusiasts. AXA Balance Online insurance is different from many car insurance, auto insurance industry is the only one set of personalized insurance products, and give no compensation, spontaneous combustion insurance and the risk of wading, etc., as we all know, the people of the insurance provisions are extremely difficult to understand, and this car insurance products to solve the car owners in the car spontaneous combustion, wading responsibility when the claims dilemma.
It can be said that there is a wealth of financial network integration of various types of financial products, financial institutions for partners and all kinds of online investors to provide more convenient financial boutique shopping guide services, so that both sides can be more smooth, efficient communication and cooperation.
Internet finance is the integration of Internet, finance and data. We know that any financial innovation is the use of existing principles, financial instruments, methods and the integration of cognitive. After a long period of rapid and extensive development stage, China's economy has entered a new era of integration, showing a newly normal. In this sense, there is a financial network of data, the Internet and the combination of finance genes, its innovative Internet financial model is worth looking forward to. Finally, the words of the ancient Greek philosopher, believe that the Internet financial people follow, do not believe that people will eventually be dragged away.